“To put it briefly, my Father had, before my sister’s marriage, a round sum of nine hundred thousand marks net, not counting, of course, real estate, and the stock and good will of the firm. Eighty thousand went to Frankfort as dowry, and a hundred thousand to set Gotthold up in business. That leaves seven hundred and twenty thousand. The price of this house, reckoning off what we got for the little one in Alf Street, and counting all the improvements and new furnishings, came to a good hundred thousand. That brings it down to six hundred and twenty thousand. Twenty-five thousand to Frankfort, as compensation on the house, leaves five hundred and ninety-five thousand--which is what we should have had at Father’s death if we hadn’t partly made up for all these expenses through years, by a profit of some two hundred thousand marks current. The entire capital amounted to seven hundred and ninety-five thousand marks, of which another hundred thousand went to Gotthold, and a few thousand marks for the minor legacies that Father left to the Holy Ghost Hospital, the Fund for Tradesmen’s Widows, and so on. That brings us down to around four hundred and twenty thousand, or another hundred thousand with your own dowry. There is the position, in round figures, aside from small fluctuations in the capital. You see, my dear Betsy, we are not rich. And while the capital has grown smaller, the running expenses have not; for the whole business is established on a certain scale, which it costs about so much to maintain. Have you followed me?” The Consul’s wife, her needlework in her lap, nodded with some hesitation. “Quite so, my dear Jean,” she said, though she was far from having understood everything, least of all what these big figures had to do with her engaging a man-servant. The Consul puffed at his cigar till it glowed, threw back his head and blew out the smoke, and then went on: