As we approached the reef it was evident to me, that the surf was running higher than we anticipated. I called the captain's attention to the fact. We were running quartering across the waves, and I suggested that we change our course so as to run at right angles with them. He replied, that he did not think there was any danger, and our course was not changed. We went but little farther, when a heavy swell struck the boat and carried us before it about fifty yards. When the swell passed it left us in a trough between two huge waves. It was too late to retrieve our error, and we must run our chances. When the second swell struck the boat, it raised the stern so high that the steersman's oar was out of the water, and he lost control of the boat. It rode on the swell a short distance, and swung around just as the wave began to break up. We were almost instantly capsized, into the dashing, foaming sea. I felt no concern for myself about drowning, for while on my former mission I had learned to swim and sport in the surf of those shores. The last I remembered of Brother Snow, as the boat was going over I saw him seize the upper edge of it with both hands. Fearing that the upper edge of the boat, or the barrels, might hit and injure me as the boat was going over, I plunged head foremost into the water. After swimming a short distance, I came to the surface without being strangled or injured. The boat was bottom upwards, and barrels, hats, and umbrellas were floating in every direction. I swam to the boat and as there was nothing to cling to on the bottom, I reached under and seized the edge of it. About the same time, brother Benson came up near me, and readily got hold of the boat. The natives soon appeared, and swam about quite unconcerned for their own safety. Brother Alma L. Smith came up on the opposite side of the boat from brother Benson and myself. He was considerably strangled, but succeeded in securing a hold on the boat. A short time afterwards the captain was discovered, about fifty yards from us. Two of his sailors swam to his assistance, and, one on each side, succeeded in keeping him on the surface, although life was apparently extinct. Nothing yet had been seen of Brother Snow, although the natives had been swimming and diving in every direction in search of him. We were only about one fourth of a mile from the shore. The people, as soon as they discovered our circumstances, manned a life boat and hurried to the rescue. We were taken into the boat, when the crew wanted to row for the shore, and pick up the captain on the way. We told them that one of our friends was yet missing, and we did not want to leave, as long as there was any possibility of a chance to render him assistance. We discovered that a second boat had left the shore, and could reach the captain as soon as the one we were in. Seeing this, the crew of the boat we were in, consented to remain and assist us.