“Well, partially bear the loss. A portion will be borne by the underwriters. Ralph, I am afraid, is a very mean man. I hate saying anything about my friends but Ralph is really economical to a point of meanness. I advised him to insure the gold and, to save a beggarly premium, he only insured half of it. I am very sorry for him,” he shook his head mournfully as a symbol of his sympathy. “I am very, very sorry for him, but I think it is better that we do not meet until this business matter is completely settled. On the whole,” he added thoughtfully, “perhaps it is better that your engagement with Ralph is broken off. He has said some very unkind things about you, Moya, which aroused my anger. I do not think you have been wise but I cannot allow any person to discuss you uncharitably.” If the truth be told, Sir Ralph had said very little about the girl and very much about his lordship, whom he had accused of deliberately evading his responsibilities. This was at the one interview which they had had. It pleased Lord Flanborough to pose as a devoted father, but he did not deceive anybody but himself, for Moya had had a first hand account of the interview from Ralph who had asked her to use her influence to bring about a change in Lord Flanborough’s attitude. It was the day after the disappearance of Michael Pretherston and Sir Ralph’s nerves were a little shaky. It was unfortunate in the circumstances that he had decided that afternoon to make a call upon the man who, a week before, he had fondly believed was to be his father-in-law. Lord Flanborough had not taken the precaution of warning his servants that he was not at home to Sir Ralph, so he had nobody to blame but himself when the door of his study was flung violently open that afternoon and Ralph Sapson stalked in. “My dear Sapson,” stammered his lordship, flabbergasted by the unexpectedness of the visit. “Pray, do sit down.” “I am not going to sit down. I tell you I am not going to sit down,” roared, rather than said, Ralph. “Let me close the door,” said his lordship in alarm. “My dear man, please remember--” “I remember nothing except that I am on the brink of ruin. That is what it means. I am on the brink of ruin,” said Ralph, violently thumping the desk. “It is going to cost me a million and a half, and you must bear your share, Flanborough! You are responsible. If it had not been for your infernal daughter this would not have occurred.” “My daughter,” said Lord Flanborough and feeling himself on perfectly safe ground he could speak with hauteur, “is not a matter for discussion and if you cannot speak respectfully of her, I beg you to leave this room.” “If it had not been for your daughter we should have remembered to send Griggs back.” “I am not in charge of the railway,” said his lordship with mock humility. “I cannot order engine-drivers to return to Seahampton. Be reasonable, Sapson!”