Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London. * * * * * Solicitors' & General Life Assurance Society, 52. CHANCERY LANE, LONDON. * * * * * _Subscribed Capital, ONE MILLION._ * * * * * THIS SOCIETY PRESENTS THE FOLLOWING ADVANTAGES: The Security of a Subscribed Capital of ONE MILLION. Exemption of the Assured from all Liability. Premiums affording particular advantages to Young Lives. Participating and Non-Participating Premiums. In the former EIGHTY PER CENT. or FOUR-FIFTHS of the Profits are divided amongst the Assured Triennially, either by way of addition to the sum assured, or in diminution of Premium, at their option. No deduction is made from the four-fifths of the profits for Interest on Capital, for a Guarantee Fund, or on any other account. POLICIES FREE OF STAMP DUTY and INDISPUTABLE, except in case of fraud. At the General Meeting, on the 31st May last, A BONUS was declared of nearly TWO PER CENT. per annum on the _amount assured_, or at the rate of from THIRTY to upwards of SIXTY per cent. on the _Premiums paid_. POLICIES share in the Profits, even if ONE PREMIUM ONLY has been paid. Next DIVISION OF PROFITS in 1856. The Directors meet on Thursdays at 2 o'Clock. Assurance may be effected by applying on any other day, between the hours of 10 and 4, at the Office of the Society, where prospectuses and all other requisite information can be obtained. CHARLES JOHN GILL, Secretary. * * * * * XYLO-IODIDE OF SILVER, exclusively used at all the Photographic Establishments.--The superiority of this preparation is now universally acknowledged. Testimonials from the best Photographers and principal scientific men of the day, warrant the assertion, that hitherto no preparation has been discovered which produces uniformly such perfect pictures, combined with the greatest rapidity of action. In all cases where a quantity is required, the two solutions may be had at Wholesale price in separate Bottles, in which state it may be kept for for years, and Exported to any Climate. Full instructions for use. CAUTION.--Each Bottle is Stamped with a Red Label bearing my name, RICHARD W. THOMAS, Chemist, 10. Pall Mall, to counterfeit which is felony.