One day a polite young man called in a large pony-trap and explained the whole mystery. Nobody could reasonably expect to succeed in a business of this sort who did not keep a good stock of the fancy aprons and lace bows made by the firm he was charged to represent. Of course he knew what business was, and that cash was not always free, but that need never hinder transactions with him: three months' credit was the regular thing with any respectable, well-established business concern, and in three months one would certainly sell all the fancy aprons and lace bows of this especial kind and price that one had room for. And he need scarcely remind a lady of Mrs. Munsey's business experience that fancy aprons and lace bows--of the right sort--were by far the most profitable goods known to the trade. Everybody knew _that_. Should they say a gross of each, just to go on with? No? Well, then half a gross. These prices were cut so near that it really did not pay to split the gross, but this time, to secure a good customer, he would stretch a point. Mrs. Munsey was enlightened. Plainly the secret of success in business was to buy advantageously, in the way the polite young man suggested, sell at a good price, and live on the profits: merely paying over the remainder at the end of three months. Nothing could be simpler. So she began the system forthwith. Other polite young men called, and further certain profits were arranged for on similar terms. The weak spot in the plan was the absence of any binding arrangement with the general public; and this was not long in discovering itself. Nobody came to buy the fancy aprons and the lace bows, tempting as they might seem. Moreover, after they had hung a week or more, Alice reported that a large shop in the Commercial Road was offering, by retail, aprons and bows of precisely the same sort at a less price than the polite young man had charged for a wholesale purchase. Mrs. Munsey grew desperate, and Hedward's life became a horror unto him. He was set to stand at the door with a fancy apron in one hand and a lace bow in the other, and capture customers as they passed: a function wherein he achieved detestable failure; alarming passing women (who considered him dangerously drunk) as greatly as his situation distressed himself.