If all the private accounts kept by those worthy bankers were like mine, where would have been Newcome Hall and Park Lane, Marblehead and Bryanstone Square? I used, by strong efforts of self-denial, to maintain a balance of two or three guineas untouched at the bank, so that my account might still remain open; and fancied the clerks and cashiers grinned when I went to draw for money. Rather than face that awful counter, I would send Larkins, the clerk, or Mrs. Flanagan, the laundress. As for entering the private parlour at the back, wherein behind the glazed partition I could see the bald heads of Newcome Brothers engaged with other capitalists or peering over the newspaper, I would as soon have thought of walking into the Doctor’s own library at Grey Friars, or of volunteering to take an armchair in a dentist’s studio, and have a tooth out, as of entering into that awful precinct. My good uncle, on the other hand, the late Major Pendennis, who kept naturally but a very small account with Hobsons’, would walk into the parlour and salute the two magnates who governed there with the ease and gravity of a Rothschild. “My good fellow,” the kind old gentleman would say to his nephew and pupil, “_il faut se faire valoir_. I tell you, sir, your bankers like to keep every gentleman’s account. And it’s a mistake to suppose they are only civil to their great moneyed clients. Look at me. I go in to them and talk to them whenever I am in the City. I hear the news of ’Change, and carry it to our end of the town. It looks well, sir, to be well with your banker; and at our end of London, perhaps, I can do a good turn for the Newcomes.”