As for Frank, he never made the slightest pretence that the Lorimers enjoyed a monopoly of his regard. He talked freely of the charms of Nellie and Carry and Emily; there was a certain Ethel, of South Kensington, whose praises he was never weary of sounding. Moreover, there could be no doubt that at one time or other he had displayed a good deal of interest in Constance Devonshire; dancing with her half the night, as Fred had expressed it; a mutual fitness in waltz-steps scarcely being enough to account for his attentions. And even supposing a more serious element to have entered into his regard for Lucy, was he not as poor as themselves, and was it not the last contingency for a prudent sister to desire? "What a calculating crone I am growing," thought Gertrude; then observing the tranquil and busy object of her fears, laughed at herself, half ashamed. The next day Mr. Russel came to see them, and entered on a careful examination of their accounts: compared the business of the last three months with that of the first; praised the improved quality of their work, and strongly advised them, if it were possible, to hold on for another year. This they were able to do. Although, of course, the money invested in the business had returned anything but a high rate of interest, their economy had been so strict that there would be enough of their original funds to enable them to carry on the struggle for the next twelve months, by which time, if matters progressed at their present rate, they might consider themselves permanently established in business. Before he went Mr. Russel said something to Lucy which disturbed her considerably, though it made her smile. He had been for many years a widower, living with his mother, but the old lady had died in the course of the year, and now he suggested, modestly enough, that Lucy should return as mistress to the home where she had once been a welcome guest. The girl found it difficult to put her refusal into words; this kind friend had hitherto given everything and asked nothing; but there was a delicate soul under the brusque exterior, and directly he divined how matters stood, he did his best to save her compunction. "It really doesn't matter, you know. Please don't give it another thought." He had observed in an off-hand manner, which had amused while it touched her. Lucy was magnanimous enough to keep this little episode to herself, though Gertrude had her suspicions as to what had occurred. [Illustration: Decoration] [Illustration: Decoration] CHAPTER XIII. A ROMANCE. _When strawberry pottles are common and cheap Ere elms be black or limes be sere, When midnight dances are murdering sleep, Then comes in the sweet o' the year!_ ANDREW LANG.