_Sir Joseph Yorke_ embraced the opportunity to compliment the Chancellor, amidst great laughter, on being such a "valuable auxiliary of the 'Great Untaught.' The right hon. gentleman evidently was not one who spoke on the strength of two bottles of wine: his eloquence was certainly not of a fiery description;" and more banter of the like description. Mr. Lewis, however, withdrew his amendment, as did also Mr. Hume, who, when the amount of interest which should be given was discussed, had proposed that, in place of a reduction from 3_d._ to 2-1/2_d._ per diem, the interest on deposits should only be at the rate of 2_d._ per diem. The bill was only further opposed in some trifling particulars and, when finally carried, was ordered to come into operation in the November of the same year. The statute was entitled, "An Act to consolidate and amend the Laws relating to Savings Banks," and repealed all other Acts previously in force. From this circumstance, the clauses of the bill of 1828 are generally known as the "Governing Statutes" relating to Savings Banks. As the great majority of these clauses are still in force, it will suffice, when we come to give the present Act, to simply mark those which were originally passed in 1828, and so distinguish them from the clauses passed in 1863. We will here give the principal items and arrangements of the new bill. The Act provided that the rules of every Savings Bank should be entered in a book, which book should be deposited with the Clerk of the Peace: the Clerk of the Peace was directed to submit this book to a barrister, who, under the terms of the Act, would be appointed by the National Debt Commissioners.[39] The duty of the barrister would be to certify that the Rules of the proposed bank were strictly according to law, and this certification, after it had been made, was to be laid before the Justices of the Peace in Quarter Sessions, who were empowered under certain circumstances to reject the same, or any part thereof. If admitted, as they most commonly would be, after certification, the Rules became binding on depositors and officers. The interest to be given to depositors, as we have already stated, was reduced by this Act from 4_l._ 11_s._ 3_d._ per cent. per annum, to 3_l._ 16_s._ 0-1/2_d._ per annum. It was provided that savings of Minors might be invested, and that deposits might be made by married Women. Charitable Societies were again authorized to invest sums not exceeding 100_l._ per year, or 300_l._ in the whole. Friendly Societies were also authorized to subscribe any portion of their funds into Savings Banks, but a Friendly Society enrolled after the date of the bill could not invest more than 300_l._ principal and interest included. Trustees were not to receive from any one depositor more than 30_l._ in any one year, nor more than 150_l._ in the whole and, when the deposit and interest amounted to 200_l._ interest was to cease.