Bruce's father had been a faithful servant to Mr Forbes's father, who held the same farm before his son, both having been what are called gentlemen-farmers. The younger Bruce, being anxious to set up a shop, had, for his father's sake, been assisted with money by the elder Forbes. This money he had repaid before the death of the old man, who had never asked any interest for it. More than a few years had not passed before Bruce, who had a wonderful capacity for petty business, was known to have accumulated some savings in the bank. Now the younger Forbes, being considerably more enterprising than his father, had spent all his capital upon improvements--draining, fencing, and such like--when a younger brother, to whom he was greatly attached, applied to him for help in an emergency, and he had nothing of his own within his reach wherewith to aid him. In this difficulty he bethought him of Bruce, to borrow from whom would not involve the exposure of the fact that he was in any embarrassment, however temporary--an exposure very undesirable in a country town like Glamerton. After a thorough investigation of the solvency of Mr Forbes, and a proper delay for consideration besides, Bruce supplied him with a hundred pounds upon personal bond, at the usual rate of interest, for a certain term of years. Mr Forbes died soon after, leaving his affairs in some embarrassment in consequence of his outlay. Mrs Forbes had paid the interest of the debt now for two years; but, as the rent of the farm was heavy, she found this additional trifle a burden. She had good reason, however, to hope for better times, as the farm must soon increase its yield. Mr Bruce, on his part, regarded the widow with somewhat jealous eyes, because he very much doubted whether, when the day arrived, she would be able to pay him the money she owed him. That day was, however, not just at hand. It was this diversion of his resources, and not the moral necessity for a nest-egg, as he had represented the case to Margaret Anderson, which had urged him to show hospitality to Annie Anderson and her little fortune. So neither was it anxiety for the welfare of Alec that induced him to call on Mrs Forbes. Indeed if Malison had killed him outright, he would have been rather pleased than otherwise. But he was in the habit of reminding the widow of his existence by all occasional call, especially when the time approached for the half-yearly payment of the interest. And now the report of Alec's condition gave him a suitable pretext for looking in upon his debtor, without, as he thought, appearing too greedy after his money. "Weel, mem, hoo are ye the day?" said he, as he entered, rubbing his hands. "Quite well, thank you, Mr Bruce. Take a seat." "An' hoo's Mr Alec?" "There he is to answer for himself," said Mrs Forbes, looking towards the sofa. "Hoo are ye, Mr Alec, efter a' this?" said Bruce, turning towards him.