necessities were brought either across the Isthmus of Panama or around by Cape Horn. In consequence the cost of living was necessarily high. To-day you can live as cheaply in San Francisco or any other city of California, as Santa Barbara, Los Angeles, or San Diego, as in any eastern city or town. Rooms with board can be secured at the Palace Hotel, corner of Market street and New Montgomery, at the rate of three dollars and a half per day up to five dollars. Without board you can obtain a room for the sum of one dollar and a half up to three dollars. The Grand Hotel, the annex to the Palace, and just across the street, offers the same rates as the Palace. The Lick House, the corner of Montgomery and Sutler streets, will take you for three dollars up to five per day. The Occidental, corner of Montgomery and Bush streets charges also from three dollars up to five per day for board and room. The California Hotel, an imposing structure, on Bush street, supplies rooms at the rate of one dollar per day and upwards. The Baldwin, corner of Market and Powell streets, charges for board and room at the rate of two dollars and a half up to five per day; and the Russ House receives guests, giving room and board at the rate of one dollar and a half up to two dollars and a half per day--this hotel is situated on the corner of Montgomery and Pine streets. There are many other hotels where the traveller can be made comfortable at a moderate cost. It is the same with many private houses which are open for guests. In the latter a parlor and bedroom with the luxury of a bath may be had for two dollars per day. A single room can be secured for a dollar a day. In such a case you can obtain your meals at one of the numerous restaurants for which San Francisco is noted. There are the restaurants at the Palace, the California and other prominent hotels, the Maison Dorée in Kearney street, Westerfeldt's in Market street, and the Café in the Call Building on the top floor of the tower, from which you have a commanding view of the city in all directions. Good servants can be had at the rate of thirty dollars per month, especially the much abused Chinese, who cook and do the laundry work, and wait on the table, and render a willing service. I recall the faithfulness of the Chinaman "Fred," who tried to please his employer, and also the fidelity and zeal of "Max," the Dane, or Mads Christensen. Max was an ideal waiter. He had been only nine months in the United States, and yet he had learned sufficient of the English language to understand what was said to him and to express himself clearly. It is an example of persistence; and Max had the qualities which, in a young man, are bound to lead to success.