Civil and criminal trials are even chosen as events upon which to place a wager. The frequency of elections, the daily horse racing contests throughout the world, base ball games in season, prize fights between professionals, club athletic contests, policy shops with their daily drawings, and lotteries, all arouse the cupidity of the seeker after quick gains without physical labor. "Bet you five" settles many a mathematical, historical, political or economic proposition, contrary to the truth. Races, accompanied by the usual retinue of book makers, are conducted by a wealthy club, many of whose members are leaders in civic bodies formed for the betterment of local government, and consequently for the suppression of vice. Grand juries report month after month their inability to obtain the co-operation of the police in gathering evidence against gamblers and landlords whereon to found indictments. Each grand jury when empanelled hears from the bench the monotonous song "Gentlemen, bucket shops exist, investigate them," together with such musical accompaniment, as may be added by the judge, in the way of moralizing upon their wickedness. Fashionable women have their down town clubs. There they meet, smoke cigarettes, take their drinks from the sideboard "just like men," gamble for excitement, lose their pin-money and diamonds with the abandon of a virgin, "willing to be rid of her name." The vice and fascination of gambling are so well known and understood by great merchants that they employ a corps of detectives to keep watch over their confidential employes, whose movements are the subject matter of daily reports to their employers. The bond companies, which insure the honesty of clerks and managers entrusted with the handling of money, receive from their spotters the earliest reports of the actions of employes indicative of living beyond the yearly salary paid them by the houses with which they are connected.