It will be seen that the trust officer's wife believed in that clause of the catechism that recommends contentment with that state of life to which Providence hath called one, and also that education should fit one for the state of life to which he or she was to be called by Providence. St. Catherine's, as the trust officer very well knew, was a modest institution for girls under the direction of the Episcopal Church, for which he served as trustee, where needy girls were cheaply provided with a "sensible" education, and "the household arts" were not neglected. In other words, the girls swept their rooms, made their own beds, and washed the dishes after the austere repasts, and the fee was correspondingly small. Whereas Herndon Hall--well, every one who has young daughters to launch upon the troubled sea of social life, and the ambition to give them the most exclusive companionship and no very high regard for learning,--at least for women,--knows all about Herndon Hall, by that name or some other equally euphonious. The fees at Herndon Hall were fabulous, and it was supposed to be so "careful" in its scrutiny of applicants that only those parents with the best introductions could possibly secure admission for their daughters. There were, of course, no examinations or mental tests of any kind. Mrs. Gardiner, who had the ambition to send her Alicia to Herndon Hall in due course, if the trust officer felt that he could afford the expense, opened her eyes when her husband replied to her question promptly,-- "I guess we'll figure on Herndon Hall." Mrs. Gardiner inferred that the prospects of the trust company's ward must be quite brilliant, and she was prepared to do her part. "Why don't you ask the girl out here over Sunday?" she suggested. "Oh, she's a queer little piece," the trust officer replied evasively. "I don't believe you would find her interesting--it isn't necessary." X On her next visit to the splendid home of her guardian, Adelle was received by no less a person than the president of the trust company himself. In conference between the officers of the trust company it had been decided that the president, his assistant, and the trust officer should meet the girl, explain to her cautiously the nature of her prospects, and announce to her the arrangement for her education that they had made. But before recording this interview a word should be said about the present situation of Clark's Field.