"Yes, sir," said the other. "Yes, _sir_; if you do what I've had to do, you'll do the hull darned thing, an' nobody to help you but Pele Hopkins, who don't count fer a row o' crooked pins. As fer's Dave's concerned," asserted the speaker with a wave of his hands, "he don't know no more about bankin' 'n a cat. He couldn't count a thousan' dollars in an hour, an', as for addin' up a row o' figures, he couldn't git it twice alike, I don't believe, if he was to be hung for't." "He must understand the meaning of his own books and accounts, I should think," remarked John. "Oh," said Chet scornfully, "anybody c'd do that. That's easy 'nough; but as fur 's the real bus'nis is concerned, he don't have nothin' to do with it. It's all ben left to me: chargin' an' creditin', postin', individule ledger, gen'ral ledger, bill-book, discount register, tickler, for'n register, checkin' off the N'York accounts, drawin' off statemunts f'm the ledgers an' bill-book, writin' letters--why, the' ain't an hour 'n the day in bus'nis hours some days that the's an hour 't I ain't busy 'bout somethin'. No, sir," continued Chet, "Dave don't give himself no trouble about the bus'nis. All he does is to look after lendin' the money, an' seein' that it gits paid when the time comes, an' keep track of how much money the' is here an' in N'York, an' what notes is comin' due--an' a few things like that, that don't put pen to paper, ner take an hour of his time. Why, a man'll come in an' want to git a note done, an' it'll be 'All right,' or, 'Can't spare the money to-day,' all in a minute. He don't give it no thought at all, an' he ain't 'round here half the time. Now," said Chet, "when I work fer a man I like to have him 'round so 't I c'n say to him: 'Shall I do it so? or shall I do it _so_? shall I? or sha'n't I?' an' then when I make a mistake--'s anybody's liable to--he's as much to blame 's I be." "I suppose, then," said John, "that you must have to keep Mr. Harum's private accounts also, seeing that he knows so little of details. I have been told that he is interested in a good many matters besides this business."