The fifty francs carried the two through a good many days. Mr. Tiber, indeed, knew no change, for he had his coroneted bed, and the same fare was provided for him daily--a small piece of meat, plenty of hot macaroni, followed by a bit of cake and several lumps of sugar. When there were but eight francs left Maso went to Pisa. Mr. Waterhouse, who was very careful about money affairs, had paid all his pupil's bills up to the date of his own departure, and had then sent the remainder of the money which Mrs. Roscoe had left with him for the summer to her bankers at Pisa. Maso, as a precaution, carried with him the unmailed letter which contained the receipt for this sum. But he hoped that he should not be obliged to open the letter; he thought that they would give him a little money without that, as they knew him well. When he reached Pisa he found that the bank had closed its doors. It had failed. Apparently it was a bad failure. Nobody (he inquired here and there) gave him a hopeful word. At the English bookseller's an assistant whom he knew said: "Even if something is recovered after a while, I am sure that nothing will be paid out for a long time yet. They have always been shaky; in my opinion, they are rascals." The bank, in truth, had never been a solid establishment; during its brief existence its standing had been dubious. But Violet Roscoe had her own ideas about banks, and one of the first was that she should be treated "with civility"; she was immensely indignant if her personality was not immediately recognized. Generally it was; she was such a charmingly pretty woman that bankers' clerks all over Europe remembered that personality without trouble, and handed out her letters eagerly through the windows of their caged retreats, stretching their heads through as far as possible to anticipate her slightest wish. But once, at one of the old banks in Pisa, she had presented a check on Paris, and had been asked to bring some one to identify her. "Such a thing has never happened to me before!" she said, throwing back her head proudly. This was true. But, again, it was her appearance, her beauty, and personal elegance which had helped her; risks had been assumed now and then simply from these. "She goes it on her face, doesn't she?" had been the private comment of one clerk to another in a bank at Rome. Upon this occasion at Pisa Violet had swept out of the place before the older official had time to find out what the new man was doing at the outer counter. Soon after this Mrs. Roscoe had selected this smaller establishment as "much nicer." "The office is so handsome, and they have such nice chairs, and all the illustrated papers. And then they are polite; they know their business, which is to be civil; there they see what I am!" They did see, indeed. [Illustration: BENJAMIN FRANKLIN WATERHOUSE]