In his Radical days (to quote from one who corresponded in some ways to this type) he was a much better man, because he was a much less enlightened one. The hard impudence of his first Manchester Individualism was softened by two relatively humane qualities; the first was a much greater manliness in his pride; the second was a much greater sincerity in his optimism. For the first point, the modern capitalist is merely industrial; but this man was also industrious. He was proud of hard work; nay, he was even proud of low work--if he could speak of it in the past and not the present. In fact, he invented a new kind of Victorian snobbishness, an inverted snobbishness. While the snobs of Thackeray turned Muggins into De Mogyns, while the snobs of Dickens wrote letters describing themselves as officers' daughters "accustomed to every luxury--except spelling," the Individualist spent his life in hiding his prosperous parents. He was more like an American plutocrat when he began; but he has since lost the American simplicity. The Frenchman works until he can play. The American works until he can't play; and then thanks the devil, his master, that he is donkey enough to die in harness. But the Englishman, as he has since become, works until he can pretend that he never worked at all. He becomes as far as possible another person--a country gentleman who has never heard of his shop; one whose left hand holding a gun knows not what his right hand doeth in a ledger. He uses a peerage as an alias, and a large estate as a sort of alibi. A stern Scotch minister remarked concerning the game of golf, with a terrible solemnity of manner, "the man who plays golf--he neglects his business, he forsakes his wife, he forgets his God." He did not seem to realise that it is the chief aim of many a modern capitalist's life to forget all three.