But if she did not love her husband there was one being in whom her frivolous heart was really bound up--Nita--her "baby sister," as she called her, and when Terriss, the colonel, went the way of all flesh, preceded only a few months by the wife of his bosom, the few thousands in life insurance he had managed to maintain went to the two daughters. Not one penny was ever laid out in payment of the debts of either the father or husband. Nita was sent to an extravagant finishing school in Gotham, and along in May of the young girl's graduating year, blithe little Mrs. Garrison arrived, fresh from the far West, and after a few weeks of sightseeing and shopping the sisters appeared at the Point, even half-mourning by this time discarded. Thirteen years' difference was there in the ages of the Fairy Sisters, and not a soul save those who knew them in former days on the frontier would have suspected it. Mrs. Frank in evening dress didn't look over twenty. One lovely evening early in August, just about the time that Cadet Captain Latrobe began to show well to the front in the run for the prize, the two sisters had gone to their room at the hotel to dress for the hop. It was their custom to disappear from public gaze about six o'clock and when they came floating down the stairs in filmy, diaphanous clouds of white, the halls were well filled with impatient cavaliers in the natty cadet uniform, and with women "waiting to see." Then the sisters would go into the dining room and have some light refreshment, with a glass of iced tea--and no matter how torrid the heat or how flushed and dragged other women might look, they were inviting pictures of all that was ever fresh, cool and fragrant. The two fluffy blonde heads would be huddled close together a minute as they studied the bill of fare, and virtuous matrons at other tables, fanning vigorously, would sniff and say: "All for effect. They know that supper bill by heart. It never changes." All the same, at the bottom of this public display of sisterly devotion and harmony and in spite of occasional tiffs and differences, there was genuine affection on both sides, for as a child Nita had adored Margaret, and there could be no doubting the elder's love for the child. Some regimental observers said that every bit of heart that eldest Terriss girl had was wrapped up in the little one. Neither girl, even after Margaret's marriage, would listen to a word in disparagement of the other, but in the sanctity of the sisterly retreat on the third floor of the old hotel there occurred sometimes spirited verbal tilts that were quite distinctly audible to passers-by in the corridor, provided they cared to listen, which some of them did. On this especial August evening Mrs. Frank was in an admonitory frame of mind. They had known Mr. Latrobe barely three weeks, and yet as Mrs. Frank was sauntering around a turn in Flirtation Walk, leaning on the arm of the cadet adjutant, there in the