Were I to transcribe all the letters to which these troubles gave rise, I should fill a volume before I had reached the end of another twelvemonth. The two next I shall quote are dated on the same day (the 24th August), which may, in consequence of the answer the second of them received, be set down as determining the crisis of 1813. TO MR. JAMES BALLANTYNE. ABBOTSFORD, 24th August, 1813. DEAR JAMES,--Mr. Constable's advice is, as I have always found it, sound, sensible, and friendly,--and I shall be guided by it. But I have no wealthy friend who would join in security with me to such an extent; and to apply in quarters where I might be refused would insure disclosure. I conclude John has shown Mr. C. the state of the affairs; if not, I would wish him to do so directly. If the proposed accommodation could be granted to the firm on my personally joining in the security, the whole matter would be quite safe, for I have to receive in the course of the winter some large sums from my father's estate.[33] Besides which, I shall certainly be able to go to press in November with a new poem; or, if Mr. Constable's additional security would please the bankers better, I could insure Mr. C. against the possibility of loss, by assigning the copyrights, together with that of the new poem, or even my library, in his relief. In fact, if he looks into the affairs, he will I think see that there is no prospect of any eventual loss to the creditors, though I may be a loser myself. My property here is unincumbered; so is my house in Castle Street; and I have no debts out of my own family, excepting a part of the price of Abbotsford, which I am to retain for four years. So that, literally, I have no claims upon me unless those arising out of this business; and when it is considered that my income is above £2000 a year, even if the printing-office pays nothing, I should hope no one can possibly be a loser by me. Clerkship, £1300} Sheriffdom, 300 } Mrs. Scott, 200 } Interest, 100 } Somers, (say) 200 } ______ £2100 } I am sure I would strip myself to my shirt rather than it should be the case; and my only reason for wishing to stop the concern was to do open justice to all persons. It must have been a bitter pill to me. I can more confidently expect some aid from Mr. Constable, or from Longman's house, because they can look into the concern and satisfy themselves how little chance there is of their being losers, which others cannot do. Perhaps between them they might manage to assist us with the credit necessary, and go on in winding up the concern by occasional acceptances.