"I misunderstood his meaning, and told him that of course he must know the whole affair was miserable for us, but that I was aware if a man chose such a vocation, he must discharge the duties connected with it; and that we did not want in any way to make the discharge of those duties unpleasant to him. He waited quietly and respectfully till I had quite finished, when he first thanked me for my kindness, and then said I had mistaken his meaning. "'I understand' he finished, 'that Mr. Mortomley intends to go into liquidation.' "I was a little surprised at this, but told him yes, Mr. Mortomley did. There was nothing secret about the matter. "Then in so many words he told me he was bound to write and inform his employer that such was the case; but he went on and then paused, while I waited curiously, I must confess, for the man's manner and the expression of his face perplexed me. "'The truth is, ma'am,' he gathered up courage to say at last, 'I have been very well treated here, and I am very sorry to see things going wrong in a house like this, and as I have seen a great deal of bankruptcy and arrangements and all the rest of it, I thought I would just make so bold as to say that if there are any things about the house for which you have a particular fancy, the sooner you put them on one side or ask some of your friends to take charge of them for you the better.' "I declare, Rupert, I did not comprehend at first what he meant, and when at last he explained himself more at length, I was so amazed I could only say we did not think of leaving Homewood or selling the furniture, that all Mr. Mortomley wanted was time, and of course things would remain as they were and the business be continued just as usual. "He said he was sure he hoped all might turn out as I expected, but that he trusted I would excuse his still recommending me to make arrangements for the worst. "'And do you propose that we should do that by stealing from ourselves?' I asked. "'Well, everything in the place is yours to-night, ma'am, certainly,' he answered; 'that is, except for the amounts I and my companion are here for, but that will not be the case for long when once the other man comes in.' "'What other man?' I said. "'Why the trustee's man.' "Then I got annoyed and told him he was talking nonsense, that once the petition was granted there would be no more 'men' at Homewood; that since the passing of the new Bankruptcy Act everything was made comparatively pleasant for people who wanted to act honestly. "'If you will excuse my saying so, ma'am,' he persisted, 'I think you know even less about the working of the new Act than I do.' "At that point I lost my temper. "'Whether I do or not I shall not follow your advice, though I suppose you mean it kindly. If my husband's creditors want every article in Homewood, why, they must take even to the last chair, that is all. If I had to turn out to-night without a shelter or a penny I would not do what you suggest.'