The small share of Profit divisible in future among the Shareholders being now provided for, the ASSURED will hereafter derive all the benefits obtainable from a Mutual Office, WITHOUT ANY LIABILITY OR RISK OF PARTNERSHIP. POLICIES effected before the 30th June next, will be entitled, at the next Division, to one year's additional share of Profits over later Assurers. On Assurances for the whole of Life only one half of the Premiums need be paid for the first five years. INVALID LIVES may be Assured at rates proportioned to the risk. Claims paid _thirty_ days after proof of death, and all Policies are _Indisputable_ except in cases of fraud. Tables of Rates and forms of Proposal can be obtained of any of the Society's Agents, or of GEORGE H. PINCKARD, Resident Secretary. 99. _Great Russell Street, Bloomsbury, London._ * * * * * WESTERN LIFE ASSURANCE AND ANNUITY SOCIETY. 3. PARLIAMENT STREET, LONDON. Founded A.D. 1842. _Directors._ H. E. Bicknell, Esq. | T. Grissell, Esq. T. S. Cocks, Jun. Esq., M.P. | J. Hunt, Esq. G. H. Drew, Esq. | J. A. Lethbridge, Esq. W. Evans, Esq. | E. Lucas, Esq. W. Freeman, Esq. | J. Lys Seager, Esq. F. Fuller, Esq. | J. B. White, Esq. J. H. Goodhart, Esq. | J. Carter Wood, Esq. _Trustees._--W. Whateley, Esq., Q.C.; George Drew, Esq., T. Grissell, Esq. _Physician._--William Rich. Basham, M.D. _Bankers._--Messrs. Cocks, Biddulph, and Co., Charing Cross. VALUABLE PRIVILEGE. POLICIES effected in this Office do not become void through temporary difficulty in paying a Premium, as permission is given upon application to suspend the payment at interest, according to the conditions detailed in the Prospectus. Specimens of Rates of Premium for Assuring 100l., with a Share in three-fourths of the Profits:-- Age L s. d. | Age L s. d. 17 1 14 4 | 32 2 10 8 22 1 18 8 | 37 2 18 6 27 2 4 5 | 42 3 8 2 ARTHUR SCRATCHLEY, M.A., F.R.A.S., Actuary. Now ready, price 10s. 6d., Second Edition, with material additions, INDUSTRIAL INVESTMENT and EMIGRATION: being a TREATISE ON BENEFIT BUILDING SOCIETIES, and on the General Principles of Land Investment, exemplified in the Cases of Freehold Land Societies, Building Companies, &c. With a Mathematical Appendix on Compound Interest and Life Assurance. By ARTHUR SCRATCHLEY, M.A., Actuary to the Western Life Assurance Society, 3. Parliament Street, London. * * * * * GILBERT J. FRENCH, BOLTON, LANCASHIRE,