To descend to a subject of less, though still of considerable, importance, I may notice that cowardice and fear of 'what people will say' lies at the bottom of much ill-considered charity and of that facility with which men, often to the injury of themselves or their families, if not of the very objects pleaded for, listen to the solicitations of the inconsiderate or interested subscription-monger. It has now become a truism that enormous mischief is done by the indiscriminate distribution of alms to beggars or paupers. It is no less true, though not so obvious, that much unintentional harm is often done by subscriptions for what are called public objects. People ought to have sufficient mental independence to ask themselves what will be the ultimate effects of subscribing their money, and, if they honestly believe that those effects will be pernicious or of doubtful utility, they ought to have the courage to refuse it. There is no good reason, simply because a man asks me and I find that others are yielding to him, why I should subscribe a guinea towards disfiguring a church, or erecting an ugly and useless building, or extending pauperism, or encouraging the growth of luxurious habits, or spreading opinions which I do not believe. And I may be the more emboldened in my refusal, when I consider how mixed, or how selfish, are often the motives of those who solicit me, and that the love of notoriety, or the gratification of a feeling of self-importance, or a fussy restlessness, or the craving for preferment is frequently quite as powerful an incentive of their activity as a desire to promote the objects explicitly avowed. There is, moreover, an important consideration, connected with this subject, which often escapes notice, namely, the extent to which new and multiplied appeals to charity often interfere with older, nearer, and more pressing claims. Thus, the managers of the local hospital or dispensary or charity organisation have often too good cause to regret the enthusiastic philanthropy, which is sending help, of questionable utility, to distant parts of the world. People cannot subscribe to everything, and they are too apt to fall in with the most recent and most fashionable movement. In venturing on these remarks, I trust it is needless to say that I am far from deprecating the general practice of subscribing to charities and public objects, a form of co-operation which has been rendered indispensable by the habits and circumstances of modern life. I am simply insisting on the importance and responsibility of ascertaining whether the aims proposed are likely to be productive of good or evil, and deprecating the cowardice or listlessness which yields to a solicitation, irrespectively of the merits of the proposal.