Probably the most perplexing and annoying thing about the North American in the eyes of his southern neighbor is our incessant hurry and rush. We may be millionaires in money but we are hopelessly bankrupt in time. And the South American is both millionaire and philanthropist in time. He always has a surplus and is willing to use it--and his friend's too. Some of our hurrying about is regarded as a great joke. Clayton Sedgwick Cooper quotes a Bengalese of Calcutta as regarding a certain Englishman as "one of the uncomfortable works of God." Such are we of the United States in the eyes of our southern friends. The formalities of social life are of vast importance to the Panamanian, and they are also important to the North American who wishes to transact any sort of business with officials and educated men of any class. Dress suits and high hats are not to be despised if one is to get on in the capital city. Neither are business and politics to be separated if any business is to be done. During 1918 the death of President Valdez within a month of the constitutional date of the national election created a situation in which the election board was controlled by one political party and the police department by the other, spelling inevitable trouble. Military authorities on the Canal Zone took a hand and sent over a troop of cavalry to police the city during the election week. At sight of the soldiers panic possessed many women and children, who had been told that the Americans, if they came, would shoot down all persons on the street without warning. A few hours convinced the populace of the error of this widely circulated report, and the election passed peacefully, the party in office winning. Panamanian officials are uniformly courteous, kindly, and will go to any reasonable length to grant any proper request, especially if it comes from a friend. I have called on various men in high authority many times on diverse matters and have never failed to be received cordially and given the best of personal treatment. It has occasionally happened, however, that after leaving the official I tried to recall just what he had stated or agreed to do, and had difficulty in finding anything definite. [Illustration: WASHING BY THE RIVER]