Public health and insurance: American addressesNewsholme, Arthur, Sir
History
Public health and insurance: American addresses
Newsholme, Arthur, Sir
Health insurance -- Great Britain; Public health; Public health -- Great Britain
The principle of monetary insurance against sickness and disability
is thoroughly sound. It forms a praiseworthy and valuable provision
against future contingencies. Insurance, however, is not synonymous
with prevention as is too often suggested. In England insurance
has been an actual impediment to public health work, though it
might have gradually become a useful auxiliary to it if otherwise
organized, and especially if the creation of independent insurance
committees representing interests to a preponderant extent had been
avoided. But any medical service needed for purposes of insurance
should not form part of the insurance system. Medical aid is needed
for a large section of the population who are unable to afford
deductions from their wages, or who have no wages. It is needed for
wives and children as much as for the industrially employed head of
the household; and it is needed for many others who are excluded
from the scope of the National Insurance Act. Only when the medical
is separated from the insurance service, and when the medical
practitioner, as far as practicable, is made independent of the
patient who desires too facile a sick-certificate, will good medical
work and sound sickness insurance be secured.
_General Summary_
The preceding review of the history of public health in England
is necessarily fragmentary. It does not include, for instance, a
discussion of the relationship of the medical profession to public
health authorities. On this I content myself with repeating my oft
stated opinion that until every medical practitioner is trained
to investigate each case of illness from a preventive as well as
from what is often rather a pharmaceutical than a really curative
standpoint, until a communal system of consultant and hospital
services independent of any insurance system is made available for
all needing it, and until every medical practitioner is related by
financial and official ties to this communal system, full control
over disease,—to the extent of our present available medical
knowledge,—will not be secured.
The communal system will include not only the provision of
domiciliary nurses for all needing them, but also a greatly increased
staff of public health nurses engaged in educational supervision
in connection with the work of the communal services and of each
individual practitioner. Such a system will repay the community
manifold in improved health and in a higher standard of happiness and
well being.
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