Public health and insurance: American addressesNewsholme, Arthur, Sir
History
Public health and insurance: American addresses
Newsholme, Arthur, Sir
Health insurance -- Great Britain; Public health; Public health -- Great Britain
The failure of the British Government to act on the recommendations
of the Poor-Law Commission of 1909 was a serious misfortune to public
health. Sickness is the cause of a predominant part of our total
destitution, and to allow the continued separation of administrative
action respecting these two problems is inconsistent with a full
measure of success. Political circumstances, however, led to the
adoption of a course which, medically, ran directly athwart the
course of needed reform.
_The National Insurance Act and Public Health_
The National Insurance Act was passed, placing one-third of the
total population (all employed manual workers and other employed
workers with an income below £160, since increased to £250) under an
obligation to pay 4d weekly (women 3d), 3d being contributed for each
person by the employer and 2d by the State. In return each worker
receives a money payment weekly during disability from illness,
attendance by a doctor, sanatorium treatment for tuberculosis, and a
maternity benefit on the birth of a child to his wife (30 shillings),
or, if the wife also is industrially employed, an additional 30
shillings. The medical benefit is limited to such domiciliary
attendance as a medical practitioner of average ability can furnish.
It continues the old popular conception of private medical practice,
and allows the public to remain obsessed with the notion that
satisfactory medical care consists in a “visit and a bottle.” No
provision is made for pathological aids to diagnosis, beyond what
is already provided by public health authorities. No nurses are
available for serious cases; the insured person is not entitled to
surgical operations, when needed, except of the simplest character.
With few exceptions, no appliances are provided; the treatment
of special diseases of the eye, ear, nose and teeth is commonly
excluded. No hospital provision whatever, except for tuberculosis, is
made.
The contract system of medical practice has been accompanied by a
serious amount of lax certification of sickness. The sanatorium
benefit is unnecessary, as soon as the duty of public authorities
to provide treatment for tuberculosis is declared obligatory. It is
already very largely provided. The maternity benefit is entirely
unconditional; there is no guarantee that it is devoted to the
welfare of the mother and infant. It needs to be supplemented or
replaced by the arrangements for providing nurses, doctors, midwives,
and domestic assistance which are in process of development by
public health authorities. In short, there is no justification for
providing medical services, preponderantly at the expense of the
state (contributions by employers are a form of taxation), which are
limited to a favored portion of the total population, and which do
not benefit all in need of these services.
_Provision for Sickness_
Public-domain text, read in full here on John Shaqi.
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