We were fortunate in inducing Mr. Andrew Carnegie to open the new library in Windsor Street, and he was so much pleased with it that he offered to build for us a duplicate in West Derby. He remarked it was the first time he had ever offered to give a library, making it a rule that he must be invited to present one, and then if the site was provided, and a suitable income assured to maintain it, he gave the necessary funds for the building as a matter of course. Mr. Carnegie subsequently presented us with another library for Garston, and more recently he gave me £19,000 for two more libraries, making his gift to Liverpool £50,000 in all. Mr. Carnegie's munificence has been remarkable, not only in its extent, but in its method. He has given £30,000,000 for the erection of libraries and other institutions, but all of his gifts have been made after careful investigation, and in conformity with certain rules which he has laid down. When he opened the Windsor Street Library he stayed at Bromborough Hall, and we took him also to the opening of St. Deiniol's Library, at Hawarden. If Mr. Carnegie had not been a millionaire he would still have been a remarkable man. Endowed with a keen power of observation, rapidity of judgment, and great courage, he has all the elements which make for success in any walk in life. He told me that as a superintendent of the Pennsylvania Railway he saw that iron bridges should take the place of their wooden bridges. He formed an iron company to supply these bridges. Another opportunity offered, of which he was not slow to avail, when the iron bridges had in course of time to be replaced with steel. The example of this great railway was quickly followed by others, and the Carnegie Steel Works grew larger and larger. The carriage of the iron ore 400 miles by rail, from Lake Superior, was a costly item, so he constructed his own railway, which enabled him to greatly reduce the carriage. All these things indicate his enterprise and courage, which have made him not only a millionaire, but also a great public benefactor.