When it was low water, and it seemed at that time to be nearly always so, you had to be carried ashore by the dingheewallahs on an antiquated kind of wooden chair or board, as the mud between the river and ghaut was more than ankle-deep. It was of course an immense improvement in every sense when the land was reclaimed from the river, and the present roadway at that part of the Strand was made and extended in a straight line as far as Tackta Ghaut. The railway to the docks did not then exist nor the two houses to the south of the ghaut, one of which is occupied by the Conservator of the Port. Another striking improvement higher up at the junction of the Strand and Esplanade Road, West, has been also effected in recent years. On the site of the Public Debt Office which has been added on to the Bank of Bengal there had stood, from time immemorial, a large three-storeyed house adjoining the residence of the Secretary and Treasurer of the bank, flanked on the Strand side by some low godowns in which Harton & Co. had their stores and office. It was at various times occupied as offices and residential flats, and was quite a pleasant sort of place to live in, particularly the top floor as it overlooked the river on the west and the Strand and Maidan on the south. The Bank of Bengal requiring space for the new building of the Public Debt Office acquired the property under the Act, which I seem to remember resulted in a big law-suit in the High Court, as the owners claimed a good deal in excess of what the bank was willing to pay. THE CURRENCY OFFICE. The site of this was once occupied by a concern called the Calcutta Auction Company, started, I believe, in competition with the well-known and old-established firm of Mackenzie Lyall & Co. It was a huge barn of a place stretching away from Dalhousie Square to Mission Row, filled from one end to the other with a medley of all sorts of goods and chattels which had been sent in for sale from time to time by various people. The office accommodation was also of the most primitive order, and consisted merely of a slightly raised wooden platform on which were perched a couple of desks and a few chairs. They had never held at any period a position of standing or importance in the commercial world, and some time after my arrival there were unpleasant rumours floating abroad about them, and I recollect shortly before their final collapse the manager's chair was occupied by the founder of one of the most influential and leading firms of the present day. When it disappeared the ground was acquired by the Agra Bank which erected the present very handsome buildings, shortly after, as far as I remember, it amalgamated with the Masterman Banking Concern in London, and it was subsequently known as Agra and Mastermans Bank. [Illustration: _Photo. by B. & S._ Currency Office, built on the site of the old Calcutta Auction Company.] [Illustration: _Photo. by J. & H._ Hamilton & Co's premises, Old Court House Street.]