It unfortunately happened that the town of B---- had no appliances worth mentioning for the extinction of fire. It was worse off in this respect than the town in which Messrs. Newtons' straw-bonnet manufactory was situate. There was the town-engine at B----, but it was found impracticable to get that crazy instrument into working order. It was a long time before the door of the engine-house could be opened for want of the key. It was then found impossible to get the parts of the engine together. Half of the town might have been destroyed before it could be got ready for use. Some portions of the hose were missing; the hinges were all rusty, and the metal-work dirty and corroded. The engine was, in point of fact, a wreck of time, and in an advanced stage of decay. But for this it is likely that the "Temple of the Muses" would not have sustained so much damage as it did; but happily no lives were lost in either building. Mr. Keeling being telegraphed for, rushed, with the rapidity of an express train, to the scene of what he called his misfortune, and met the condolences of every body there, not excepting his rivals and most jealous neighbours. The only man who could not understand the affair, but whose suspicions, if he had any, took no definite shape, was the agent of the company, deputy-registrar of births, deaths, and marriages, parish-clerk, undertaker, coal-merchant, and commission-agent. This respectable old gentleman informed every body that there had been no house on fire in B---- for forty years. He had been agent for the insurance office thirty-four years himself; and, although he had taken in premiums not less than 10,000_l._, he had never been called upon under one of those cases for a shilling. The poor old man seemed to think, or one might judge by his manner that he thought, a claim of 3000_l._, which Messrs. Keeling and Co., of the "Temple of the Muses," would have to present, would about ruin the office, and utterly destroy him as an agent. He was very anxious, therefore, to explain all about it; to show the care with which he had made an examination of the premises; to exhibit how unfortunate the contiguous position of the "Temple of the Muses" and the adjoining premises was; to demonstrate how little he could have expected that a fire would have broken out in that hovel; and how, if he had thought of such a thing, he must also have concluded that the "Temple of the Muses" would not have caught light before the flames could have been extinguished in the other building.