Instruction concerning the Savings Service of the Post Office Savings Bank. 1.--_Receiving Offices._ All post offices in the kingdoms and lands represented in the Imperial Council are appointed to be Receiving Offices of the Post Office Savings Bank, and have daily during the prescribed hours to carry out the Post Office Savings Bank Service. They receive deposits, effect payments back, give information about all branches of the Post Office Savings Bank Service, and in connection with this Institution, aid the depositors in every way. 2.--_Depositors and Payers._ Any one can become a Depositor in the Post Office Savings Bank and obtain a deposit-book, or cause another person to obtain one, upon making, in conformity with the regulations, a payment at a Receiving Office, of a given sum within the prescribed limits. Societies, Unions, Cooperative Associations and persons having a legal position are competent depositors in the Post Office Savings Bank. The person in whose name the book has been issued is to be regarded as the Depositor. No Depositor is permitted to obtain, or cause to be obtained on his behalf, more than one deposit-book issued in his name; on the other hand every one is free, beyond their own deposit-books, to obtain for other, wholly distinct persons, deposit-books and to pay in deposits on their behalf. Whoever in favour of another,--the depositor,--pays in the first payment and signs the deposit-book in his name is called the Payer. Any one can be a Depositor who can read and write. Minors no more than persons having a legal position are debarred from being depositors. The Post Office Savings Bank regards the Payer as empowered in the name of the Depositor to dispose of the balance to his credit as long as the latter has not informed the Post Office Savings Bank that it is against his will. This can be done by the Depositor signing his own name in the deposit-book at a post office. The admission of the signature can take place: _a_) In the presence of and with the consent of the Payer; _b_) Without the intervention of the Payer. In the first case the Payer confirms the authenticity of the signature, in the second case the Depositor has to establish his own personal identity. 3.--_The Deposits._ The smallest deposit is 50 kreutzers, larger deposits must be a multiple of that sum. In order to render possible the saving of smaller sums than 50 kreutzers, Post Office Savings Cards have been issued. Post Office Savings Cards are cards imprinted with a postage stamp of 5 kreutzers, and having the necessary room to fasten on further stamps; these cards are sold at all Post Offices, and by all postage stamp vendors on payment of the value of the imprinted stamp. Such a Post Office Savings Card with stamps fastened on to the value of 50 kreutzers will be accepted at the Receiving Offices of the Post Office Savings Bank as a deposit.