Timid spirits seldom voluntarily succeed in getting closer to reality than the "philosophy of '_as if_'" which characterizes the thinking both of the crowd and the psychoneurosis. What indeed is the crowd but a fiction of upholding ourselves by all leaning on one another, an "escape from difficulties by averting attention," a spiritual safety-first or "fool-proof" mechanism by which we bear up one another's collapsing ego-consciousness lest it dash its foot against a stone? The crowd-man can, when his fiction is challenged, save himself from spiritual bankruptcy, preserve his defenses, keep his crowd from going to pieces, only by a demur. Anyone who challenges the crowd's fictions must be ruled out of court. He must not be permitted to speak. As a witness to contrary values his testimony must be discounted. The worth of his evidence must be discredited by belittling the disturbing witness. "He is a bad man; the crowd must not listen to him." His motives must be evil; he "is bought up"; he is an immoral character; he tells lies; he is insincere or he "has not the courage to take a stand" or "there is nothing new in what he says." Ibsen's "Enemy of the People," illustrates this point very well. The crowd votes that Doctor Stockman may not speak about the baths, the real point at issue. Indeed, the mayor takes the floor and officially announces that the doctor's statement that the water is bad is "unreliable and exaggerated." Then the president of the Householder's Association makes an address accusing the doctor of secretly "_aiming at revolution_." When finally Doctor Stockman speaks and tells his fellow citizens the real meaning of their conduct, and utters a few plain truths about "the compact majority," the crowd saves its face, not by proving the doctor false, but by howling him down, voting him an "enemy of the people," and throwing stones through his windows. A crowd is like an unsound banking institution. People are induced to carry their deposits of faith in it, and so long as there is no unusual withdrawing of accounts the insolvent condition may be covered up. Many uneasy depositors would like to get their money out if they could do so secretly, or without incurring the displeasure of the others. Meanwhile all insist that the bank is perfectly safe and each does all he can to compel the others to stay in. The thing they all most fear is that some one will "start a run on the bank," force it to liquidate, and everyone will lose. So the crowd functions in its way just so long as its members may be cajoled into an appearance of continued confidence in its ideals and values. The spiritual capital of each depends on the confidence of the others. As a consequence they all spend most of their time exhorting one another to be good crowd-men, fearing and hating no one so much as the person who dares raise the question whether the crowd could really meet its obligations.