for more money would be of little use to him if he did not get time to spend it. This is merely an observation, not a doctrine; but it is difficult to see how employment is to be found for those who are willing and able to work unless we cease to improve machinery and produce less economically; or increase our production enormously; or divide the work and the proceeds more evenly. In any case, and while that matter is being settled, we might recognise the dilemma into which those are thrust who cannot find work and are destitute. They must beg or steal, and if they get into the way of doing either they are liable to become less fitted and less inclined for other occupations. X 15 was an artisan earning a fair wage and enjoying good health. He was married to a woman who was a good housewife and manager. When he was about thirty-eight he was thrown out of work by a strike in an allied trade. A commercial crisis ensued and there was general distress. He managed for a time to keep his head above water, but his resources gradually were eaten away. His employers wound up their business, and when the local difficulty had passed he found that he had to look out for another place. While idle he had formed the acquaintance of others in like case. He had been a steady, stay-at-home man, but in their company he took to amusements which were harmless in themselves and new to him. He also imbibed a taste for beer, but he did not get drunk. The company was not bad company, but it was different from any he had been accustomed to, and it was not good for him. For a time he looked for work, but he did not find it. Others got settled, but the luck was against him, and he became discouraged and despairing. By and by he looked about in a half-hearted way, and gave more time to loafing than to seeking rebuffs. He was not destitute, as his family was able to keep the wolf from the door. In two years he was only interested in getting drink from anybody who would treat him, and in discussing public affairs with others who had fallen like himself. He had given up the idea of work and had degenerated from a good citizen to a loafer and, later, to a drunkard. He was never convicted, but he had to be warned because of his conduct towards his wife; and he died as a result of exposure when drunk--to the relief of his family, who were in danger of being dragged into the mire by him. In this case his family saved him from destitution, but the loss of his work drove him almost imperceptibly into the ranks of the derelicts, in spite of the counter-influences of home. In many cases there is no family to do what his did for him, and the process is more certain and easy.