As there is no living without money, so those that are unprovided, and have nobody to give them any, are obliged to do some service or other to the society, before they can come at it; but every body esteeming his labour as he does himself, which is generally not under the value, most people that want money only to spend it again presently, imagine they do more for it than it is worth. Men cannot forbear looking upon the necessaries of life as their due, whether they work or not; because they find that nature, without consulting whether they have victuals or not, bids them eat whenever they are hungry; for which reason, every body endeavours to get what he wants with as much ease as he can; and therefore when men find that the trouble they are put to in getting money is either more or less, according as those they would have it from are more or less tenacious, it is very natural for them to be angry at covetousness in general; for it obliges them either to go without what they have occasion for, or else to take greater pains for it than they are willing. Avarice, notwithstanding it is the occasion of so many evils, is yet very necessary to the society, to glean and gather what has been dropt and scattered by the contrary vice. Was it not for avarice, spendthrifts would soon want materials; and if none would lay up and get faster than they spend, very few could spend faster than they get. That it is a slave to prodigality, as I have called it, is evident from so many misers as we daily see toil and labour, pinch and starve themselves, to enrich a lavish heir. Though these two vices appear very opposite, yet they often assist each other. Florio is an extravagant young blade, of a very profuse temper; as he is the only son of a very rich father, he wants to live high, keep horses and dogs, and throw his money about, as he sees some of his companions do; but the old hunks will part with no money, and hardly allows him necessaries. Florio would have borrowed money upon his own credit long ago; but as all would be lost, if he died before his father, no prudent man would lend him any. At last he has met with the greedy Cornaro, who lets him have money at thirty per cent. and now Florio thinks himself happy, and spends a thousand a-year. Where would Cornaro ever have got such a prodigious interest, if it was not for such a fool as Florio, who will give so great a price for money to fling it away? And how would Florio get it to spend, if he had not lit of such a greedy usurer as Cornaro, whose excessive covetousness makes him overlook the great risk he runs in venturing such great sums upon the life of a wild debauchee.