Which are really the better and more necessary bankers--the National and State bankers or the Federal Reserve System of parasitical camouflage? Which is the more necessary, the National and State bankers close to the people, bearing the risk at petty profits or the Federal Reserve bankers distant from the people bearing practically no risk but reaping profits which would make Shylock frenzy with envy? Isn't the Federal Reserve System as now constituted and as now administered really a Federal Reserve "Bunking" System astutely camouflaged, smoke screened by artful propaganda and by legalized privilege and favoritism? Isn't it in truth and in fact a commandeering and conscripting monster of finance, politically manipulated, with the most extravagant salaries, buildings, expense accounts and the most fabulous profits in all human history? CHAPTER XIV FINAL VOLLEY AT THE MONSTER GET right down to brass tacks and ask yourself these questions: No. 1. Do you want a Federal Reserve System managed and manipulated from Washington by the Federal Reserve Board composed of political appointees subject to no control, supervision nor oversight and in effect a mammoth Central Bank? No. 2. Do you want capital commandeered at 6 per cent by the use of which are wrung out profits as high as 160 per cent? No. 3. Do you want deposits--over $1,800,000,000--conscripted at no per cent loaned out at interest charges as high as 87 per cent? No. 4. Do you want to permit or allow the coercion or sandbaggery of non-member State banks by the Federal Reserve System in its piratical attempts to get its checks collected for nothing? The Supreme Court of the United States frowns on such sandbaggery. Do you favor it? No. 5. Do you want such titanic expense accounts and such altitudinous salaries paid to favored bank officers? No. 6. Do you want such an orgy of squandermania in the erection and equipment of sumptuous palaces of pillage with its auditoriums and club rooms and gymnasium and restaurant attachments? No. 7. Do you want to witness, or be victimized by, Debacles of Drastic Deflation with all the destructions, miseries and disasters in their wake? No. 8. Do you want such a Partiality of Pillage whereby parasitical speculation is coddled and the necessary production of real wealth is throttled? No. 9. Do you want such a Croesus-like hoarding of gold--now over $3,000,000,000--which menaces the world and which deprives you of even the sight of your own money? And do you like a gold basis buried so deep that you can't even see, nor get, a stiver of it? No. 10. Do you want a system where bank credits and bank currency--the very life blood of production and of commerce--can be arbitrarily contracted at the mere whim of a coterie of financial despots? No. 11. Do you want pawnbrokering interest rates charged and Shylockery practiced under the aegis of your flag?