Previously to 1844 the lowest fare from New-York to Albany, a distance of 145 miles, was 4s. 4d.; at present the fare is 2s. 2d.--and for an additional sum of the same amount the passenger can command the luxury of a separate cabin. When the splendor and magnitude of the accommodation is considered, the magnificence of the furniture and accessories, and the luxuriousness of the table, it will be admitted that no similar example of cheap locomotion can be found in any part of the globe. Passengers may there be transported in a floating palace, surrounded with all the conveniences and luxuries of the most splendid hotel, at the average rate of twenty miles an hour, for less than _one-sixth of a penny per mile_! It is not an uncommon occurrence during the warm season to meet persons on board these boats who have lodged themselves there permanently, in preference to hotels on the banks of the river. Their daily expenses in the boat are as follows: Fare 2_s._ 2_d._ Separate bedroom 2 2 Breakfast, dinner, and supper 6 6 ------ Total daily expense for board, lodging, 10 10 attendance, and travelling 150 miles, at 20 miles an hour Such accommodation is, on the whole, more economical than a hotel. The bedroom is as luxuriously furnished as the handsomest chamber in an hotel or private house, and is much more spacious than the room similarly designated in the largest packet ships. The other class of steamers, used for towing the commerce of the river, corresponds to the goods trains on railways. No spectacle can be more remarkable than this class of locomotive machines, dragging their enormous load up the Hudson. They may be seen in the midst of this vast stream, surrounded by a cluster of twenty or thirty loaded craft of various magnitudes. Three or four tiers are lashed to them at each side, and as many more at their bow and at their stern. The steamer is almost lost to the eye in the midst of this crowd of vessels which cling around it, and the moving mass is seen to proceed up the river, no apparent agent of propulsion being visible, for the steamer and its propellers are literally buried in the midst of the cluster which clings to it and floats round and near it. As this _water-goods train_, for so it may be called, ascends the river, it drops off its load, vessel by vessel, at the towns which it passes. One or two are left at Newburgh, another at Poughkeepsie, two or three more at Hudson, one or two at Fishkill, and, finally, the tug arrives with a residuum of some half-dozen vessels at Albany.