After this was done, they devoted their attentions to the Bank of New South Wales, in which there were three officers--Mr. Jarleton, manager, Mr. Living, accountant, and Mr. Mackin, sub-accountant. Mr. Living was the only one in the bank. He heard some footsteps approaching from the back-yard, and turned round thinking it was Mr. Jarleton, when he saw a man close to him. He immediately asked this man, who had already levelled his revolver at him, who he was. His reply was "the Kelly gang," and he at once called on him to "bail up." This man afterwards turned out to be Joe Byrne. Byrne then ordered him to deliver up what fire-arms he had. Mackin, who was standing outside the bank in the street, hearing voices, went inside, and Byrne immediately ordered him to jump over the counter, at the same time pointing two revolvers at him; this order he obeyed at once. Byrne then told the two bank officials they must accompany him to Cox's hotel, remarking at the same time they had all the police stuck up. The three then went to the hotel, where they met Ned Kelly, who asked for Mr. Jarleton, and was told he was in his dressing-room. Ned Kelly and Byrne went back to the bank, but could not find him. Ned Kelly returned to Cox's and brought back Mr. Living, telling him he had better find him. Living found him in his bath, and said, "Mr. Jarleton, we are stuck up, the Kellys are here, and the police are also stuck up." Byrne then brought over Dan Kelly, and left him in the bath-room in charge of the manager. Ned then took charge of Living, led him into the bank, and asked him what money they had in their keeping. Living replied, "There is between six and seven hundred pounds." Kelly replied, "You must have at least £10,000 here." Living then handed him the teller's cash, amounting to £691. At this time a Mr. Elliot, the local school-master, entered the bank, quite unconscious of what was going on within, when Ned Kelly covered him with two revolvers and ordered him to get over the counter. Mr. Elliot replied he was unable to get over, but Kelly pretty soon made him do so. Kelly then tried to put the money into a bag, but it not being large enough to hold it, he got a bag of his own at the hotel and put the money in that. Kelly asked Living if they had any more money, and was told they had not. Kelly then went to the safe and asked what was in it, and Living said nothing of any value. Kelly insisted upon it being opened, and Living gave him one of the keys. Byrne wished to smash the safe, but Ned Kelly brought in the manager, who had been taken over to the hotel, and compelled him to give up the second key. The safe was then opened, when the sum of £1450 was taken out and placed in the bag.