There are some of us who perhaps flatter ourselves that we have never committed any flagrant sin. We are not blasphemers; we are not drunkards; we are not profligates; we have never committed theft or adultery or murder; we have never been guilty of any crime that has brought us to public shame; and on the strength of that we are half inclined to think that the name “sinner” is not applicable to us. But notice how this word “debt” lays hold of even the most respectable of us. There are certain things we _owe_ to God. We owe Him reverence. Have we given it to Him? We owe Him obedience. Have we given it to Him? We owe Him service. Have we given it to Him? We owe Him our heart’s best love. Have we given it to Him? We owe Him the first place in our thoughts and affections. Have we given it to Him? We owe Him complete self-surrender. Have we given it to Him? Ask yourselves these questions. Probe your hearts with them. Face them frankly and honestly. Have you given God perfect obedience, the best love of your hearts, the first place in your lives? Oh, how such questions humble us! How they cover us with shame and confusion! Looking back over my own life, I can see how my years have been marred and disfigured by my failure to give to God what He has a right to expect. I can see that I have not reverenced Him as I ought; that I have not obeyed Him as I ought; that I have not placed Him first, as I ought. When I begin to ask myself if I have done what God expects from me, my pride all disappears, my heart is pierced as with sharp swords, my self-satisfaction is torn to shreds, and I am humbled to the dust; for as I look back every day tells its tale of things left undone which I ought to have done, and these sins of omission rise up before me—a mountain load of debt which I owe to God.