The fourth nation is the Subano. They are the settlers along the rivers. To them is due the name suba, which is the equivalent of "river" in the general language of these nations. It is the nation of least esteem, both because of their natural barbarousness, for they live in the plains with as little association with one another as have brutes (one house being located a legua's distance from another, according to where each one wishes to build his hut); and because of their poverty, which is dire. For since they have no other intelligence than [what is required for] their work, their slothfulness reduces their efforts to what necessity [only] requires, so that what is abundant for a laborious life is always lacking with them. They are deficient in civilized ways, along with human intercourse, as they are born so hostile and so averse to communication [with others] that they grow old in their rude settlements without curiosity drawing them from their place of residence, or without their seeing the sea, although some of them live where they hear news of the horror of its tumults and movements. If either necessity or gain has made them give a glance at their rivers, they are satisfied with that, and do not seek a better fortune with its dangers. This inertia forbids them, incapable of giving force to their ambition, from following its impulses with [favoring] winds. They are as cowardly as treacherous, the one being the consequence of the other. He who better plans a bit of treachery and comes out most safely is considered the most valiant. As they all know one another, they look out for one another, and build their houses so high up that a pike cannot reach and wound them. Their usual practice is to seek a very high tree, where they can build their nests safely; and, their houses being so unostentatious in size and furnishing, a tree holds them easily. The ladder by which they ascend is a log, some grooves that they cut in it serving as steps. On the coming of night they draw this ladder up and thus sleep secure. They teach us the little with which life is satisfied, and the fatigues which our ambition and pride give us; for in order to satisfy our ambition and pride we take upon us so many cares, which, so far as life is concerned, are superfluous, and are not the least of the accidents which our life suffers. This nation is almost wholly in vassalage to the Lutaos, and every village recognizes some chief [36] of the latter nation to whom they pay tribute; and that chief bears himself as a king among them, and makes and unmakes at his will. In the beginning, this authority entered under color of protection and support against the king of Mindanao, and remained in enthroned tyranny, so that today most of this nation are slaves of the Lutaos--their want of intellect subjecting them to a thousand cheats, and their want of protection to a thousand outrages. For since the Lutaos are so alert a nation,