"Strange," murmured the other. "Well, then, Mr Salt, my name is Leslie Garnet, and, as I have told you, I am an artist. Ten years ago, at the age of thirty, I came into a small legacy--three hundred pounds a year, to be precise. Up to that time I had been making a somewhat precarious living by illustration; on the strength of my fortune--which, of course, to a successful man in any walk of life would be the merest pittance--I rearranged my plans. "Black and white work was drudgery to me, and it would never be anything else, because it was not my medium, but it was the only form of pictorial art that earned a livelihood. Pictures had ceased to sell. At the same time I had encouragement for thinking that I could do something worthy of existence in the higher branch of art. "I don't want to trouble you with views. I made my choice. I determined to live frugally on my income, give up hack work, to the incidental advantage of some other poor struggler, and devote myself wholly to pictures which might possibly bring me some recognition at the end of a lifetime--more probably not--but pictures which would certainly never enrich me. I do not think that the choice was an ignoble one--but, of course, it was purely a personal matter. "It was very soon afterwards that I got married. Had I thought of that step earlier I might have acted differently. As it was, Hilda would not hear of it. There seemed no need; we were very comfortable on our small income in a tiny way. "Nine years ago that. You know the course of events. My income was derived from a prudently invested capital, so disposed as to give the highest safe return. Not many years had passed before the Government then in power fixed seven per cent. as the highest rate of interest compatible with commercial morality, and confiscated all above. My fixed system of living was embarrassed by a deduction of fifty pounds a year. The next year an open-minded Chancellor, in need of a few millions to spend on free amusements for the working class, was converted to the principle that two per cent. of immorality still remained, so five was made the maximum, and my small income was thus permanently reduced to two hundred pounds. "We received this second blow rather blankly, but Hilda would not hear of surrender. As a matter of fact, I soon found out that there was practically no chance of it, and that in throwing up all connections when I did, I had burned my boats. Artists of every kind were turning to illustration work, but half of the magazines were dead. We gave up the flat that had been made pretty and home-like with inexpensive taste, and moved into three dreary rooms. "You know what the next development would be, perhaps? Yes, the Unearned Incomes Act. And you will understand how it affected me.