In the social life of the present day, the control of capital for the production of commodities is very closely bound up with the ownership of the means of production, amongst which capital is of course included. And yet these two relations between man and capital are quite different as regards the way they operate within the social system. The control of capital by individual ability is, when suitably applied, a means of enriching the body social with wealth which it is to everyone's interest should exist. Whatever a person's position in life, it is to his interest that nothing should be wasted of those individual abilities which flow from the fountain-head of human nature, and through which things are created that are of use to the life of man. These abilities, however, never become developed, unless the human beings endowed with them have free initiative in their exercise. Any check to the free flow from these sources means a certain measure of loss to the welfare of mankind. Now capital is the means of making these abilities available for extended fields of social life. It must be to the true interests of everybody in a community to have the collective property in capital so administered, that individuals specially gifted in one direction, or groups of people with special qualifications, should be able to acquire the use of capital, and should use it in the way their own particular initiative prompts them. Everybody, be he brainworker or labourer, if he consults his own interests without prejudice, must say: "I should not only wish an adequate number of persons, or groups of persons, to have absolutely free use of capital, but I should also like them to have access to capital on their own initiative; for they themselves are the best judges of how their particular abilities can make capital a means of producing what is useful to the body social."