ALL through the night, the mind of Ellis was haunted with troubled dreams; but, on waking, he felt calm, and good purposes were in his heart. The manner of Cara still being tender and considerate, he went forth feeling the strength of her love, and resolving, for her sake, and the sake of his children, to free himself from his present entanglements, cost what it would. Seven hundred dollars was the sum he had lost at the gaming-table and for over five hundred of this, Carlton held his obligations, payable on demand. Besides this, he owed on account of temporary loans, from business friends, about an equal amount. Moreover, on that day, a note of three hundred dollars fell due; and in the coming ten days, about a thousand dollars had to be paid into bank. The aggregate of all these obligations, to be met within two weeks, was two thousand three hundred dollars. As Ellis looked at this formidable amount, and calculated his resources, he felt, for a time, utterly discouraged. But a reaction from this state of feeling came, and he set his mind vigorously to work in devising means for the pressing emergency. "There is one thing certain," said he to himself, as he pondered the matter. "Carlton will have to wait. So there are five hundred dollars pushed ahead. I received no value in the case, and shall not hurry myself to make payment." Even while Ellis thus spoke, a man called and presented the due-bills he had given to the gambler. "I can't take these up now," was the prompt reply. "My directions are to collect them forthwith," said the man. "Mr. Carlton will have to wait my convenience." Ellis spoke with considerable irritation of manner. "Shall I say so to him?" was asked, in a tone that involved a warning of consequences. "You can say to him what you please," answered Ellis, sharply. "Oh! very well!" The man turned away, and walked towards the door. He paused, however, after going a short distance; stood, as if reflecting, for some moments, and, then came back. "You had better think over this a little;" said he, in a conciliatory voice. "The debt is, I need not remind you, one of _honour_; and it is neither wise nor safe for a man of business to let such a debt be handed over for legal collection. You understand, I presume?" The suggestion caused Ellis to start, involuntarily. He saw, at a glance, the dangerous position in which he stood. Only by retaining a fair credit would it be possible for him to surmount his present difficulties; and his credit would be instantly blasted if a suit were brought against him by a man he had now good reasons to believe was known in the community as a gambler. "You understand me?" repeated the collector, in a tone of marked significance. Ellis tried to regain his self-possession, and affect indifference. But his feelings were poorly disguised.