83. Nor is this all. For while real commerce is founded on real necessities or uses, and limited by these, speculation, of which the object is merely gain, seeks to excite imaginary necessities and popular desires, in order to gather its temporary profit from the supply of them. So that not only the persons who lend their money to it will be finally robbed, but the work done with their money will be, for the most part, useless, and thus the entire body of the public injured as well as the persons concerned in the transaction. Take, for instance, the architectural decorations of railways throughout the kingdom,--representing many millions of money for which no farthing of dividend can ever be forthcoming. The public will not be induced to pay the smallest fraction of higher fare to Rochester or Dover because the ironwork of the bridge which carries them over the Thames is covered with floral cockades, and the piers of it edged with ornamental cornices. All that work is simply put there by the builders that they may put the percentage upon it into their own pockets; and, the rest of the money being thrown into that floral form, there is an end of it, as far as the shareholders are concerned. Millions upon millions have thus been spent, within the last twenty years, on ornamental arrangements of zigzag bricks, black and blue tiles, cast-iron foliage, and the like; of which millions, as I said, not a penny can ever return into the shareholders' pockets, nor contribute to public speed or safety on the line. It is all sunk forever in ornamental architecture, and (trust me for this!) _all that architecture is bad_. As such, it had incomparably better not have been built. Its only result will be to corrupt what capacity of taste or right pleasure in such work we have yet left to us! And consider a little, what other kind of result than that might have been attained if all those millions had been spent usefully: say, in buying land for the people, or building good houses for them, or (if it had been imperatively required to be spent decoratively) in laying out gardens and parks for them,--or buying noble works of art for their permanent possession,--or, best of all, establishing frequent public schools and libraries. Count what those lost millions would have so accomplished for you! But you left the affair to "supply and demand," and the British public had not brains enough to "demand" land, or lodging, or books. It "demanded" cast-iron cockades and zigzag cornices, and is "supplied" with them, to its beatitude for evermore.