On your way to the Cortlandt Street Ferry, which is on everybody's way to everywhere, and on the left-hand side of the street when you turn out of Broadway, and not very far from the ferry-house itself, there is a little old, low brick building which has stood there a good many years and is going to stand a good many more if Billy Warlock knows himself, and he thinks he does. You may talk about progress all you please, but Billy will soon give you to understand that the only kind of progress which will take that house from him, or him from it, is the progress toward the stars, and that, while he hopes to take it in the Lord's good time, he isn't ready for just yet. Billy Warlock owns that house and lives in it and does business there, and the great big heart that thumps in Billy's great big body and gives strength to Billy's great big arm, loves every individual square inch of brick and earth and planking and plaster in that old house from cellar to scuttle. Part with it! Speculate on it! Sacrifice it to progress! Well, scarcely. Not if you were to offer him its weight in solid gold. Not if its neighbor on one side were a Mills Building and its neighbor on the other an Equitable. Not if you were to build an elevated railroad around it and run ten trains per minute, day and night. So long as Billy Warlock can keep himself above ground, so long will that old house keep him company, and so long will his forges blow fiery sparks in the cellar, while he hammers and hums and hums and hammers on the anvil by his side. It was just twelve years ago on Christmas Eve that Billy Warlock bought the smithy in the cellar of that little old house. Billy had been working for the man who owned it, and the man who owned it, being a little short of wind and a trifle weak in his legs, had decided to sell and retire. Billy had become the purchaser, and not without many qualms and doubts as to the wisdom of assuming such heavy responsibilities. Billy knew he was a good mechanic, and could put a tire on a wheel or a shoe on a horse as quickly and as well as the next man. But it took a good big pile of dollars, as Billy counted dollars, to get those forges, and before he turned them over to his late employer Billy scratched his head a good many times and did a power of thinking. But at last he let go the dollars, and laid his big fist on the biggest forge and blew a blast through the coals that made them glow brighter than ever they glowed before. For it was the master and not the man who sent the draught through them.