DO NOT RISK YOUR MONEY WITHOUT HAVING FIRST CAREFULLY INVESTIGATED THE CHARACTER OF THE ENTERPRISE IN WHICH YOU ARE INVITED TO BECOME FINANCIALLY INTERESTED. BE CONVINCED BEYOND ALL REASONABLE DOUBT THAT THE MEN CONNECTED WITH THE ENTERPRISE ARE ABOVE SUSPICION. IF THEIR PROBITY, INTEGRITY OR RELIABILITY CAN NOT BE ESTABLISHED BY PAST TRANSACTIONS IT IS CERTAIN THEIR HONESTY WILL NOT BE DISCLOSED BY FUTURE DEALINGS. DO NOT INVEST IN ANY COMPANY, CORPORATION, OR PRIVATE CONCERN UNTIL THE MANAGEMENT HAS FURNISHED INDISPUTABLE PROOF OF ITS ABILITY TO FULFILL EVERY PROMISE. LEAVE SPECULATION TO THOSE WHO CAN AFFORD TO LOSE. LARGE GAINS ON SMALL INVESTMENTS USUALLY EXIST ONLY IN THE IMAGINATION OF GULLIBLE INVESTORS AND UNSCRUPULOUS PROMOTERS. LARGE RISKS INCUR LARGE LOSSES. NO MAN WILL "LET YOU INTO A GOOD THING;" HE WILL KEEP IT FOR HIMSELF AND HIS FRIENDS. PROMOTERS ARE NOT IN BUSINESS TO MAKE MONEY FOR YOU, BUT "OUT OF YOU." CONTENT YOURSELF WITH LEGITIMATE INVESTMENTS AND SMALL BUT SAFE RETURNS. RATHER THAN SEEK GREAT PROFITS WITHOUT TOIL STRIVE FOR THE DESERVED FRUITS OF INDUSTRY. NO MAN WILL GIVE YOU A DOLLAR FOR FIFTY CENTS--UNLESS THE DOLLAR IS COUNTERFEIT. DO NOT PAY OUT YOUR OWN GOOD MONEY FOR ANOTHER MAN'S BOGUS DOLLARS. IF THE PROMOTER COULD DO ONE-HALF OF WHAT HE CLAIMS, HE WOULD NOT NEED YOUR MONEY, BUT SOON WOULD BE RICH BEYOND THE DREAMS OF AVARICE. DO NOT INVEST YOUR HARD-WON SAVINGS IN VANISHING AIR CASTLES. PROMISES WHICH PROCEED FROM A DESIRE TO GET YOUR MONEY ALWAYS MERIT SUSPICION. SUBJECT THEM TO THE MOST CAREFUL AND RIGID EXAMINATION. ADOPT THE BANKER'S RULE THAT: "ALL MEN SHOULD BE REGARDED AS DISHONEST UNTIL THEIR HONESTY IS PROVED," RATHER THAN THE SUCKER'S THEORY THAT "ALL MEN ARE HONEST." THE BANKER WILL END LIFE POSSESSED OF WEALTH WHILE THE CREDULOUS OPTIMIST WHOSE FAITH IS UNBOUNDED WILL WIND UP HIS DAYS "A POORER BUT WISER MAN." WHEN IN DOUBT DO NOTHING. IF A PROMOTER CAN NOT DISPEL YOUR DOUBTS HE IS NOT WORTHY OF YOUR CONFIDENCE. DO NOT FOLLOW SIREN CHANCE. SHE WILL LEAD YOU INTO THE ABYSS OF DESPAIR. BEWARE OF THE DICE; THERE IS BUT ONE GOOD THROW WITH THEM--THROW THEM AWAY. THEY WERE USED TO CAST LOTS FOR THE BLOOD-STAINED GARMENTS OF JESUS CHRIST; THEY ARE USED TO GAMBLE AWAY THE HONOR OF MEN. PLAY NOTHING, INVEST IN NOTHING, BUY NOTHING, TRUST NO MAN OR WOMAN UNTIL YOU HAVE REASON TO BELIEVE THE ENTERPRISE IS LEGITIMATE BEYOND QUESTION. AVOID THE MISTAKE OF THAT GREATEST FOOL OF ALL FOOLS, THE MAN WHO THINKS HE IS TOO SMART TO BE FOOLED. YOU ARE NOT SHREWD ENOUGH TO BEAT ANY MAN AT HIS OWN GAME; HE HAS STUDIED ITS MANIPULATIONS; YOU ARE A NOVICE. DON'T LET ANYONE STAMPEDE YOU INTO DOING ANYTHING. THE "RUSH" ACT IS A FAVORITE TRICK OF GRAFTERS, FROM THE CHEAP CADGER WHO BORROWS SMALL CHANGE TO THE INVESTMENT BROKER WHO OFFERS AN OPPORTUNITY TO RISK A FORTUNE IN "THE CHANCE OF A LIFE-TIME" THAT MUST BE SNAPPED UP IMMEDIATELY OR LOST FOREVER.