"At the present moment," she concluded, making a careful computation in her mind, for she was a smart enough girl in certain ways--"at the present moment Elma must possess the sum of seven pounds or thereabouts." What in the world did that Irish girl lend it to her for? What an utter fool she must have been! But as to Elma's paying it back! as to Elma getting rid of those riches--Carrie thought she saw her way of preventing that. In order to do so, however, it was all-important that Elma should not see poor Kitty's passionate little appeal to her; for although Elma was anything but an amiable girl, Carrie was certain that mere fright would make her return the money. Carrie stayed some time in her room; she was thinking out a plan. How could she prevent Elma returning the money to Kitty Malone? She considered rapidly. Never before had she felt so full of energy and of resource; it suddenly occurred to her as extremely unlikely that Elma would carry about so much money on her person. Suppose she, Carrie, had a thorough good hunt for it now on the spot. Suppose she found it, then would it not be her duty, by taking possession of it, to guard Elma from giving it away? Carrie made up her mind quickly; she determined to have a search for the money at once. In the somewhat meagerly-furnished bedroom there were not a great many hiding-places, and Carrie began her search systematically. Elma and she had a little set of drawers each; there were no locks to these drawers. With all her faults, Elma absolutely trusted her own family. It never occurred to her even in her worst moments that Carrie would examine her drawers; she also believed that Maggie was perfectly honest. Carrie now began to search. She opened Elma's drawers and looked through them. Soon she found what she sought for. In the small right-hand drawer at the top corner was a little parcel. It felt heavy. Carrie opened it and there lay seven shining sovereigns. There were also a couple of shillings and a few pence; but Carrie's eyes were principally fixed upon the sovereigns. Bright and new they looked, almost as if they had just come from the mint. Carrie danced a pirouette there and then. "I have found the treasure," she gasped. "Now I must take it where it will be safe. I know what I'll do. I'll give it to Sam Raynes to keep for Elma. It will be a nice excuse for seeing him again, and I'll tell him it is money of my own, and ask him to bank it for me. He'll be ever so pleased; he will think all the more of me if he supposes I am wealthy. Yes, I'll take it to Sam; he shall keep it for me." Flushed, excited, her heart beating high, Carrie once more pinned on her hat. She ran downstairs. As she passed through the hall her mother was letting herself in with a latchkey. "My dear Carrie," she said, "you are not going out again at this hour of night?" "I shan't be long, mother. I am just going into Summer Terrace to see the Raynes."