First. This matter of gaining wealth does not depend _altogether_ nor _chiefly_ on loving money. If it depended altogether or chiefly on loving money, many more would gain wealth than do, for no doubt more love money as ardently as those that obtain it. Men who love money devote themselves to schemes of money-making, or what they consider such, and, in some instances, break at it, and come out bankrupt. A. Campbell never did devote himself to making money. But he was right in two respects: 1. He was a good manager in temporal things. 2. He was an economist. He knew the use of money and never wasted it. He built no fine houses, rode in no fine carriages and drove no fine horses. He was a plain man. He had everything necessary for comfort and nothing for show. We think he lived in the same house in which he was married, adding considerable, but plain buildings to it, affording accommodations for his numerous guests, but nothing costly or fine, in any part of it. In this he was a noble example. On the one hand not an indication of parsimoniousness, and on the other, not an item of extravagance. The same was true of the entire outfit, furniture, table and all. There was an abundance for all, and nothing wasteful or extravagant. _Second._ This thing of gaining wealth is not fully to be explained. It is not to be ascribed entirely to the _art_ of man, to his great business capacity, his industry or energy, for we find plenty of men that have these qualities, but accumulate but little. Wealth gathers round some men as naturally as it departs from others, when no man can see the reason. Some call it fortune, others luck, and, in other cases we say, they know how to make it. True, there must be the industry, the energy, the management and economy; there must be the good judgment, sagacity, etc. These are main articles in running the world, but wealth bears no just proportion to these. We speak not of a fortuity, which brings an estate at once, but of the growing up of an estate. There is something lying back of all industry, economy, management, foreseeing sagacity, etc., call it fate, luck, fortune or providence, or what we may, that no philosophy or reason can fully explain. Men accumulate a vast estate without struggling for it, aiming at it, or seeming to think about it. Alex. Campbell was of this class. We can see that he managed well, that he wasted nothing, that he saw that business was in shape, etc., but this does not account for the amount that accumulated around him. Much of it came in a way that he knew not, and certainly never _planned_.