Another: a rich merchant trading into the East Indies, having five thousand pounds to lay out upon his commodities in traffic, when he hath laid out four thousand five hundred pounds, lendeth in charity the other five hundred pounds to one of his servants to lay out upon a commodity, which when it cometh home will be worth two thousand pounds; and offereth him to secure the carriage with his own; requiring only the use of his money at six per cent. Here the taking of thirty pounds' use, is but the giving him one thousand four hundred and seventy pounds, and is all one with deducting so much of the gift. Another instance: certain orphans having nothing left them but so much money as will by the allowed use of it find them bread and poor clothing; the guardian cannot lay it out in lands for them; and if he maintain them upon the stock, it will be quickly spent, and he must answer for it: a rich man that is their neighbour tradeth in iron works, (furnaces or forges,) or lead works, or other such commodities, in which he constantly getteth the double of the stock which he employeth, or at least twenty pounds or forty pounds in the hundred; the guardian dare not lend the money to any poor man, lest he break and never be able to pay it; therefore he lendeth it this rich man. And if he have it without usury, the poor orphans give the rich man freely twenty pounds or forty pounds a year, supposing their stock to be a hundred; if he take usury, the rich man doth but give the poor orphans some part of his constant gain. Another instance: in a city or corporation where there is a rich trade of clothing or making silks, there is a stock of money given by legacy for the poor, and intrusted into the hands of the richest of the city, to trade with and give the poor the use of it: and there is another stock left to set up young beginners, who have not a stock to set up themselves; on condition that they give the third part of their gain to the poor, and at seven years' end resign the stock: the question is, Whether the poor should be without this use of their money, and let the rich go away with it? or whether they may take it? Now I prove that such usury is not forbidden by God.