“We have seen that each individual man, woman and child, keeps a time-book in the commercial apartment; and at the close of each month each individual closes his own book account of the labor he performed during that month and makes a copy, a fac-simile of it, on paper provided for that purpose. This copy is at the close of each month sent to the mint department of the ‘Com.’ Here, in order to avoid error, the labor records are carefully examined by expert accountants. If they are found correct mathematically, the amount of money, or time bills, for each individual, are issued and put in a kind of pocket-book, sealed and addressed to the individual owner who receives the pocket-book in his mail box. Thus we notice that each individual man, woman and child, practically issue their own money; that is they can work as much as they like during the month, and at the end of the month they report to the minter or money stamper at the ‘Com’ the amount of labor performed. For their labor performed in the community they receive labor checks, or money as you call it, on the negotiable wealth of the community; and as all communities are highly reliable, every community will take the labor checks of any other community. This enables a person to buy in any community he desires. The laborer, in an average, always produces the wealth before he receives his money for it. Hence failure, under ordinary conditions, is impossible. “Let us notice, then, that the ‘Com’ issues the money; that every person who handles money for the family or community remits it daily to the ‘Com,’ where all the bills of the families and community are paid. A _family_ never remits the money for the bill of goods it has purchased. When a family buys a bill of goods for its store, etc., the selling community makes out a duplicate bill, one of which the purchasing family sends to the ‘Com’ as soon as the goods are found satisfactory and the bill is correct. If the bill is not correct, it is first corrected by the purchasing family. The ‘Com,’ immediately upon the arrival of the bill, remits the money to the selling community. You want to keep in mind then that the family buys _what_ and _where_ it pleases, but that it daily remits all the money taken in to the ‘Com,’ which pays all the bills for the community and for all the families of the community. “Our money, or labor checks, or medium of exchange, or whatever else you may wish to call it, consists of stamped paper bills of different sizes, according as they represent _days_, _hours_, or _minutes_ and _seconds_. [Illustration: (Fig. 4.) C 24 stands for community No. 24. 6 D stands for six days’ labor. 23486 is the number of the bill. Goben is the name of the country.]