The mystery to me is, how do such large families live from such a small income? But you all know that there are many merchants, manufacturers and bankers that acquired millions, even if they had large families. Why should not your social and industrial conditions be such that a section hand can acquire wealth as easily, rapidly and abundantly as a banker? Is his labor less useful and less productive?” “Well, why does he not become a banker, then?” asked Rev. Dudley. “But if _all_ were bankers, there could be no section hands; and we can not do without section hands, therefore, _some must_ be section hands and must be always poor as such, while _others may be_ bankers. The secret is, as in Mr. Bremmer’s case, _only_ those who have a hundred dollars can own a house; _only_ those who own $200 have the privilege of owning and working a garden spot; _only_ those who have a $1,000 can own anything of a store; _only_ those who have more than $10,000 can be manufacturers of any considerable extent; and _only_ those who have $50,000 can engage in national banking. These are all financial privileges and advantages then. The owner of the house is able to collect exorbitant rent because there are too many who are unable to buy or build houses, and too few who own houses. In this case, gardening is more profitable than working on the section because _only_ those who have $200 can engage in it, and there are not enough people who have $200, and so on, with the other business. “Thus we see at a glance that _only_ those who have an equal amount of wealth have an equal financial opportunity. All who have more have an advantage, while all those who have less have a corresponding disadvantage. What the Marsites contend for and what justice demands is, that all persons shall have an equal opportunity in _getting_ the $50,000. To a Marsite, it appears much wiser, more just and less ridiculous, to have a people make and obey a law and custom which would vest all persons with certain advantages and special privileges who are born with a wart on the end of their nose, claiming that such a law and custom is just on the ground that all persons in their pre-natal state have an equal opportunity to compete for the possession of the wart. In this case probability would be the factor of success, while with your money system thousands of children _are by their parental assistance born_ with the $50,000 advantages, while millions of others are born with the corresponding disadvantages; and while the disadvantaged poor person is trying to get the $50,000, the advantaged rich persons, who are already in possession of the $50,000, are by some roundabout way charming it away from the disadvantaged almost as fast as they can earn it, so that the poor can gain only little of nothing in the acquisition of the $50,000. “Now let us look at the evils of your money system under this point from still another aspect.