youth and inexperience, for many years his progress was very slow, he having made a good number of bad debts and unwise ventures, yet notwithstanding these drawbacks he managed to meet all his liabilities as they matured, and now the reflection that throughout his business career he has been able to meet every honourable obligation, affords him the greatest satisfaction. Since his removal from Bear River he has always lived in St. John. The changes or experiences that he has had are perhaps such as are common to men engaged in business for so long a period as thirty-six years, particularly during a time when railroads, steamships and telegraphs have wrought such great changes in the methods of business, and to which we may add the change resulting from the confederation of the provinces into the Dominion of Canada. When Mr. Turnbull was about twenty-four years of age he became a member of the order of Sons of Temperance, but after a few years he withdrew, not because he had ceased to believe in the soundness of total abstinence principles, but because he became so immersed in business that his mind seemed to be wholly absorbed by it, and he felt, owing perhaps to the limitation of his capacity, unable to keep up his interest in the organization. He has always been, and still is, a total abstainer, but is not at present associated with any society having for its object the dissemination of temperance principles. During his connection with the Sons of Temperance he held a number of offices in the division, and afterwards became its presiding officer; and still later a member of the Grand Division of the province of New Brunswick. In May, 1884, Mr. Turnbull was elected president of the St. John Protestant Orphan Asylum, and also a director of the Bank of New Brunswick, which positions he still holds. He, with about a dozen other persons, built a railway from Gibson (opposite Fredericton) to Edmundston, a distance of about one hundred and sixty miles, with branches in addition to Woodstock, N.B., and Fort Fairfield, Maine, and he continued to be connected with this enterprise until the road was sold in 1880 to a number of capitalists in Montreal. He is a member of the Board of Trade of the city of St. John. In 1883 he took a trip to the Old World, and spent some time abroad, visiting Britain, Germany, and Switzerland. Mr. Turnbull’s father was a Presbyterian of the old school, and of course the son was brought up in the same faith; but he now attends the Episcopal church with his family. He, however, is not a member of this or any other church, not that he objects to churches, but simply that his mind is unsettled as to what is really the orthodox doctrine of faith and practice. One thing is certain, however, Mr. Turnbull finds great pleasure in relieving the wants of the deserving poor, and in doing all the good he can to his fellow-men. He does not consider himself in any sense a politician, yet