81. A Large Banking Establishment.—Enter now the “tables” of Nicanor. The owner is a metic; perhaps he claims to come from Rhodes, but the shrewd cast of his eyes and the dark hue of his skin gives a suggestion of the Syrian about him. In his open office a dozen young half-naked clerks are seated on low chairs—each with his tablet spread out upon his knees laboriously computing long sums.[*] The proprietor himself acts as the cashier. He has not neglected the exchange of foreign moneys; but that is a mere incidental. His first visitor this morning presents a kind of letter of credit from a correspondent in Syracuse calling for one hundred drachmæ. “Your voucher?” asks Nicanor. The stranger produces the half of a coin broken in two across the middle. The proprietor draws a similar half coin from a chest. The parts match exactly, and the money is paid on the spot. the next comer is an old acquaintance, a man of wealth and reputation; he is followed by two slaves bearing a heavy talent of coined silver which he wishes the banker to place for him on an advantageous loan, against a due commission. The third visitor is a well-born but fast and idle young man who is squandering his patrimony on flute girls and chariot horses. He wishes an advance of ten minæ, and it is given him—against the mortgage of a house, at the ruinous interest of 36 per cent, for such prodigals are perfectly fair play. Another visitor is a careful and competent ship merchant who is fitting for a voyage to Crete, and who requires a loan to buy his return cargo. Ordinary interest, well secured, is 18 per cent, but a sea voyage, even at the calmest season, is counted extra hazardous. The skipper must pay 24 per cent at least. A poor tradesman also appears to raise a trifle by pawning two silver cups; and an unlucky farmer, who cannot meet his loan, persuades the banker to extend the time “just until the next moon”[+]—of course at an unmerciful compounding of interest. [*] Without the Arabic system of numerals, elaborate bookkeeping surely presented a sober face to the Greeks. Their method of numeration was very much like that with the so-called Roman numerals. [+] “Watching the moon,” _i.e._ the end of the month when the debts became due, appears to have been the melancholy recreation of many Athenian debtors. See Aristophanes’s _Clouds_, I. 18.