On the following morning Aaron was up earlier than usual, and in the daily papers he read the confirmation of the intelligence which Mr. Moss had imparted to him. There was a panic in the City, and fortunes were already being won and lost. The bank in which his money was deposited, and in which he held a large number of shares, was tottering, and he knew that he was ruined if it could not weather the storm. Mr. Moss found him reading the news over his breakfast table. Business, as we know, had not prospered with Mr. Moss of late years; his investments had turned out badly, and he was in low water himself. He had placed his dependence upon Aaron to pull him through, and the rock he had depended upon was crumbling away. "You are in trouble, Mr. Moss," said Aaron as his friend made his appearance. "I have the second edition of the morning papers," replied Mr. Moss with a white face. "The Stock Exchange is in a blaze." "Rather early to commence business," observed Aaron calmly; "the outlook is not improving, I suppose?" "Everything is going to the dogs, Cohen." "Have you breakfasted?" asked Aaron. "Had breakfast at seven o'clock. Couldn't sleep a wink all night." "Why?" "Why!" exclaimed Mr. Moss. "What a question to ask when ruin stares a man in the face." "I hope," said Aaron gravely, "that you are not deeply involved." "I am up to my neck. But what is my position compared with yours? Cohen, you are a mystery." "Because I accept the inevitable. Can you show me how I can improve matters?" "No, I can't," answered Mr. Moss, with a deep groan; "only if I had capital I could make a fortune." "How?" "By joining the bears. Cohen, there is a chance for you. Your credit is good. There is nothing for it but a plunge. It will set you right." "How if it goes the other way, Mr. Moss?" "You will be no worse off than a thousand men who are plunging." "The majority of whom, before another sun rises, will find themselves disgraced. No, Mr. Moss, no. I have never dabbled in stocks and shares at the risk of my good name, and I never will. There is but one way to meet misfortune, and that is the straight way. We will go to the City, and ascertain, if we can, exactly how matters stand. Rachel and Rose do not return from Bournemouth till the afternoon." In the City they learned the worst, and Aaron realized that he was beggared. "Can you save nothing from the wreck?" asked Mr. Moss. "Nothing," replied Aaron. "It may be that all I possess may not be sufficient to clear me. I think you had better take Rose back with you to Portsmouth; you have been absent from your business too long." "I must go this evening," said Mr. Moss, "but Rose can stay. She will be a comfort to Mrs. Cohen." "No, take her with you. In this crisis Rachel, I know, would prefer to be alone with me. Besides," he added, with a sad smile, "I have to provide another home, and I must be careful of my shillings." "Another home, Cohen. What do you mean?"