My pleasant little mystery had come to a sharp and rather depressing end. The lovely countess about whom I had cast the veil of secrecy was no other than the much-discussed Aline Titus and Mr. Pless the expensive Count Tarnowsy. Cold, hard facts took the place of indulgent fancies. The dream was over. I was sorry to have it end. A joyous enthusiasm had attended me while I worked in the dark; now a dreary reality stared me in the face. The sparkle was gone. Is there anything so sad as a glass of champagne when it has gone flat and lifeless? My cogitations were brief. The Count after waiting for a minute or two to let me grasp the full importance of the sacrifice he was ready to make in order to secure me against personal loss, blandly announced that there were but two mortgages on the chateau, whereas nearly every other place of the kind within his knowledge had thrice as many. "You wish me to accept a third mortgage on the place?" I inquired, pursing my lips. "The Chateau is worth at least a million," he said earnestly. "But why worry about that, Mr. Smart? My personal note is all that is necessary. The matter of a mortgage is merely incidental. I believe it is considered business-like by you Americans, so I stand quite ready to abide by your habits. I shall soon be in possession of a million in any event, so you are quite safe in advancing me any amount up to--" "Just a moment, Count," I interrupted, leaning forward in my chair. "May I inquire where and from whom you received the impression that I am a rich man?" He laughed easily. "One who indulges a whim, Mr. Smart, is always rich. Schloss Rothhoefen condemns you to the purgatory of Croesus." "Croesus would be a poor man in these days," said I. "If he lived in New York he would be wondering where his next meal was to come from. You have made a very poor guess as to my wealth. I am not a rich man." He eyed me coldly. "Have you suddenly discovered the fact, sir?" "What do you mean?" "I suggest a way in which you can be of assistance to me, and you hesitate. How am I to take it, sir?" His infernal air of superiority aggravated me. "You may take it just as you please, Mr. Pless." "I beg you to remember that I am Count Tarnowsy. Mr.--" I arose. "The gist of the matter is this: you want to borrow one hundred and fifty thousand dollars of me. That is--" He hastened to correct me. "I do not call it borrowing when one gives ample security for the amount involved." "What is your idea of borrowing, may I ask?" "Borrowing is the same thing as asking a favour according to our conception of the transaction. I am not asking a favour of you, sir. Far from it. I am offering you an opportunity to put a certain amount of money out at a high rate of interest." "Well, then, we'll look at it in that light. I am not in a position to invest so much money at this time. To be perfectly frank with you, I haven't the money lying loose."